Montgomery County property record for 129 Jay St, Dayton, OH 45410
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 700 sqft · built 1880 |
| Lot Size | 0.072 acres (3,149 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Oct 2022) |
| Tax Bill | $1,560 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 02804 0030 |
| Primary APN | R72 02804 0030 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 3,149 sqft (0.072 acres) |
| Lot Dimensions | 150 ft deep x 21 ft wide |
| Garage Type | Detached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 129 JAY ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45410-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4921 PT |
| Legal Subdivision | RICHARD FARMS |
| Legal Lot Number | 30 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3404 |
Source: Montgomery County records · APN R72 02804 0030
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 129 JAY ST, DAYTON, OH 45410-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 22, 2023 | Quit Claim Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Oct 04, 2022 | Warranty Deed, Transfer |
| Feb 01, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2022 · Amount on Record |
| Deed Sale | Oct 04, 2022 · Amount on Record |
| Prior Sale | Oct 04, 2022 · Amount on Record |
| Deed Document Number | 0000062243 |
| Last Transfer Date | May 22, 2023 |
| Transfer Doc | 0000025583 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 22, 2023 |
| Property Address | 129 JAY ST, DAYTON, OH 45410-1322 |
| Document Number | 0000025583 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 202300025583 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | RIDGE TITLE, BRIDGE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 JAY ST, DAYTON, OH 45410-1322 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025584 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 202300025584 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 04, 2022 |
| Property Address | 129 JAY ST, DAYTON, OH 45410-1322 |
| Document Number | 0000062243 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022-00062243 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11995 LAVENDER DR, PLAIN CITY, OH 43064-7307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 129 JAY ST, DAYTON, OH 45410-1322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2100007688 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021-00007688 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 31, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,330 (-) Land $9,390 Building $16,940 | ||
| 2024 | $1,560.00 (+2.43%) | ||
| 2023 | $1,523.00 (+6.95%) | $26,330 (+34.82%) Land $9,390 Building $16,940 | $75,230 (+34.84%) Land $26,830 Building $48,400 |
| 2022 | $1,424.00 | $19,530 Land $6,960 Building $12,570 | |
| 2020 | $55,790 Land $19,880 Building $35,910 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Woodland Cemetery Association of Dayton Historic District listed 2011 · 25 contributing resources · NRIS 11000855 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 463 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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