127 Jay St, Dayton, OH 45410 Property Records

Montgomery County property record for 127 Jay St, Dayton, OH 45410

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1885
Lot Size	0.083 acres (3,598 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Oct 2022)
Tax Bill	$1,464 (2024)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R72-02804-0014`

Property Details

APN / Parcel Number

Primary APN	`R72-02804-0014`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	150 ft deep x 24 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 JAY ST
City	DAYTON
State	OH
Zip	45410-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4921 PT
Legal Subdivision	CITY/DAYTON
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3010
Census Tract	3404

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Woodland Cemetery Association of Dayton Historic District listed 2011 · 25 contributing resources · NRIS 11000855

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	127 JAY ST, DAYTON, OH 45410-1322
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Quit Claim Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC
Oct 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Jan 31, 2013 · Amount on Record
Deed Document Number	202262243
Last Transfer Date	Apr 28, 2023
Transfer Doc	0000025581
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 22, 2023
Property Address	127 JAY ST, DAYTON, OH 45410-1322
Document Number	0000025581
Instrument Date	Apr 28, 2023
Instrument	202300025581
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	RIDGE TITLE, BRIDGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 JAY ST, DAYTON, OH 45410-1322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025582
Date	May 22, 2023
Instrument	202300025582

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 4, 2022
Property Address	127 JAY ST, DAYTON, OH 45410-1322
Document Number	0000062243
Instrument Date	Sep 16, 2022
Instrument	2022-00062243
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11995 LAVENDER DR, PLAIN CITY, OH 43064-7307

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,640 (-) Land $9,920 Building $14,720	$70,410 (-) Land $28,350 Building $42,060
2024	$1,464.00 (+2.59%)
2023	$1,427.00 (+4.24%)	$24,640 (+34.87%) Land $9,920 Building $14,720	$70,410 (+34.86%) Land $28,350 Building $42,060
2022	$1,369.00	$18,270 Land $7,350 Building $10,920
2020			$52,210 Land $21,000 Building $31,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Jay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures