129 Hill St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 129 Hill St, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,588 sqft · built 1973
Lot Size1.91 acres (83,200 sqft)
Owner2 Company Names on Record
Last Sale$865,000 (Aug 2018)
Tax Bill$18,393 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Sep 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNTOPS M:0068 B:0002 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0068 B:0002 L
Alternative APN
  • 2174

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,588 sqft Living Area
Gross Area5,781 sqft
Basement Area1,164 sqft
Unfinished Basement1,164 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area83,200 sqft (1.91 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2174
Street Address129 HILL ST
CityTOPSFIELD
StateMA
Zip01983-2410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORA
Legal SubdivisionWIDENING
Legal Block2
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group4
Census Block4010
Census Tract214100

Owner

Source: Essex County and Topsfield Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address129 HILL ST, TOPSFIELD, MA 01983-2410
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Line of Credit
EAST CAMBRIDGE SAVINGS BANK
Sep 13, 2021Deed of Trust, Mortgage · Line of Credit
EAST CAMBRIDGE SAVINGS BANK
Nov 13, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
EAST CAMBRIDGE SAVINGS BANK
Oct 22, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
EAST CAMBRIDGE SAVINGS BANK
Aug 31, 2018Quit Claim Deed, Transfer · Conventional Mortgage
E CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Prior SaleJun 10, 2011 · Amount on Record
Deed Book / Page36980 / 437
Transfer Doc036980-437
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address129 HILL ST, TOPSFIELD, MA 01983-2410
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040268-10
DateSep 13, 2021
Book Page40268/10
Instrument20210913000050
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address129 HILL ST, TOPSFIELD, MA 01983-2410
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40268-10
DateSep 13, 2021
Book Page40268/10
Instrument20210913000050
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address129 HILL ST, TOPSFIELD, MA 01983-2410
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38021-441
DateNov 13, 2019
Book Page38021/441
Instrument20191113002590
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address129 HILL ST, TOPSFIELD, MA 01983-2410
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37953-369
DateOct 22, 2019
Book Page37953/369
Instrument20191022000130
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateAug 31, 2018
Property Address129 HILL ST, TOPSFIELD, MA 01983-2410
Document Number36980-437
Book / Page036980 / 000437
Instrument DateAug 18, 2018
Instrument1808311720
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,944.40
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 HILL ST TOPSFIELD MA 019832410, TOPSFIELD, MA 01983-2410

Mortgage

Document Number36980-441
DateAug 31, 2018
Book Page036980/000441
Instrument1808311740
Lender
NameE CAMBRIDGE SVGS BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048
Interest
Rate4.13%

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,393.00 (+3.78%)$1,227,000 (+1.7%) Land $389,600 Building $837,400
2024$17,723.00 (+12.82%)$1,206,500 (+16.74%) Land $369,100 Building $837,400
2023$15,709.00$1,033,500 Land $348,600 Building $684,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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