121 Hill St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 121 Hill St, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,407 sqft · built 1972
Lot Size1.91 acres (83,592 sqft)
Owner2 Individual Names on Record
Last Sale$1,040,000 (Sep 2002)
Tax Bill$18,022 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNTOPS M:0068 B:0004 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0068 B:0004 L
Alternative APN
  • 2176

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,407 sqft Living Area
Gross Area12,990 sqft
Basement Area2,237 sqft
Unfinished Basement2,237 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area83,592 sqft (1.91 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2176
Street Address121 HILL ST
CityTOPSFIELD
StateMA
Zip01983-2410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORA
Legal SubdivisionWIDENING HILL STREET
Legal Block4
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group4
Census Block4010
Census Tract214100

Owner

Source: Essex County and Topsfield Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 HILL ST, TOPSFIELD, MA 01983-2410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2017Deed of Trust, Mortgage
EAST BOSTON SAVINGS BANK
Nov 9, 2018Deed of Trust, Mortgage · Closed-End Mortgage
EAST BOSTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2002 · Amount on Record
Deed SaleSep 30, 2002 · Amount on Record
Prior SaleMar 29, 1990 · Amount on Record
Deed Book / Page19321 / 187
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address121 HILL ST, TOPSFIELD, MA 01983-2410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35663-122
DateFeb 6, 2017
Book Page35663/122
Instrument119
Lender
NameEAST BOSTON SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 1, 2032

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address121 HILL ST, TOPSFIELD, MA 01983-2410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37142-110
DateNov 9, 2018
Book Page37142/110
Instrument181109000700
Lender
NameEAST BOSTON SAVINGS BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,022.00 (+6.69%)$1,202,300 (+4.56%) Land $410,500 Building $791,800
2024$16,892.00 (+7.76%)$1,149,900 (+11.5%) Land $388,900 Building $761,000
2023$15,676.00$1,031,300 Land $367,300 Building $664,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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