129 Gulfwinds Dr E, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 129 Gulfwinds Dr E, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,119 sqft · built 1978
Lot Size	0.137 acres (5,972 sqft)
Owner	Owner Name on Record
Last Sale	$214,900 (Jul 2006)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`C62-000-740-5786-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-740-5786-0`
Alternative APNs	`23-27-15-05869-000-1290` `152723058690001290` `R244419`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,119 sqft Heated Area
1st Floor Area	1,119 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,972 sqft (0.137 acres)
Lot Dimensions	99 ft deep x 61 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	205 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R244419
Old Parcel Number	152723058690001290
Street Address	129 GULFWINDS DR E
City	PALM HARBOR
State	FL
Zip	34683-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYWOOD VILLAGE SEC 5 LOT 129
Legal Range	15
Legal Township	27
Legal Section	23
Legal Subdivision	BAYWOOD VILLAGE SEC 5
Legal Lot Number	129
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3008
Census Tract	27202

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	129 GULFWINDS DR E, PALM HARBOR, FL 34683-1308
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2006 · Amount on Record
Deed Sale	Jul 31, 2006 · Amount on Record
Prior Sale	Nov 7, 2001 · Amount on Record
Deed Document Number	0152732165
Deed Book / Page	15273 / 2165
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	129 GULFWINDS DR E, PALM HARBOR, FL 34683-1308
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	REPUBLIC LAND & TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 GULFWINDS DR E, PALM HARBOR, FL 34683-1308

Mortgage

Document Number	0221491727
Date	Jul 28, 2022
Book Page	22149/1727
Instrument	2022231929

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,523.00 (+8.66%) Homeowner's exemption Widower's exemption	$177,138 (+5.99%)	$327,898 (+18.03%) Land $106,564 Building $221,334
2023	$2,322.00 (-0.09%) Homeowner's exemption Widower's exemption	$167,132 (+3%)	$277,813 (+19.34%) Land $119,029 Building $158,784
2022	$2,324.00 Homeowner's exemption Widower's exemption	$162,264	$232,783 Land $124,773 Building $108,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 446 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	540 units insured incl. 94 condo units
Nearby Flood Claims	399 (1985–2024)
Claims Outside the SFHA	3 of 399
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 248 claims Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20