Pinellas County property record for 128 Gulfwinds Dr E, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,119 sqft · built 1978 |
| Lot Size | 0.137 acres (5,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2016) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-5785-2 |
| Primary APN | C62-000-740-5785-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,119 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,119 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,981 sqft (0.137 acres) |
| Lot Dimensions | 99 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 505 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244418 |
|---|---|
| Street Address | 128 GULFWINDS DR E |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BAYWOOD VILLAGE SEC 5 LOT 128 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | BAYWOOD VILLAGE SEC 5 |
| Legal Tract | 5869 |
| Legal Lot Number | 128 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 27202 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 GULFWINDS DR E, PALM HARBOR, FL 34683-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Jun 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2016 · Amount on Record |
| Deed Sale | Sep 16, 2016 · Amount on Record |
| Prior Sale | Mar 17, 2000 · Amount on Record |
| Deed Document Number | 2016284991 |
| Deed Book / Page | 19343 / 2271 |
| Prior Transfer Date | Nov 16, 1994 |
| Prior Transfer Doc | 8858001842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 128 GULFWINDS DR E, PALM HARBOR, FL 34683-1308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 128 GULFWINDS DR E, PALM HARBOR, FL 34683-1308 |
| Document Number | 0219202544 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 21920/2544 |
| Instrument | 2022037793 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 128 GULFWINDS DR E, PALM HARBOR, FL 34683-1308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 128 GULFWINDS DR E, PALM HARBOR, FL 34683-1308 |
| Document Number | 0211330001 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 21133/1 |
| Instrument | 2020250638 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 128 GULFWINDS DR E, PALM HARBOR, FL 34683-1308 |
| Document Number | 0199850255 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 128 GULFWINDS DR E PALM HARBOR FL 346831308, PALM HARBOR, FL 34683-1308 |
| Document Number | 0199850255 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 019985/000255 |
| Instrument | 89356 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 128 GULFWINDS DR E, PALM HARBOR, FL 34683-1308 |
| Document Number | 0196671356 |
| Book / Page | 019667 / 001356 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 128 GULFWINDS DR E PALM HARBOR FL 346831308, PALM HARBOR, FL 34683-1308 |
| Document Number | 0196671356 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 019667/001356 |
| Instrument | 185797 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,220.00 (+8.66%) Homeowner's exemption | $155,396 (+5.99%) | $330,320 (+16.98%) Land $106,608 Building $223,712 |
| 2023 | $2,043.00 (+3.55%) Homeowner's exemption | $146,618 (+3%) | $282,377 (+38.4%) Land $120,210 Building $162,167 |
| 2022 | $1,973.00 Homeowner's exemption | $142,348 | $204,030 Land $116,146 Building $87,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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