129 Griffith St, #7, Saugatuck, MI 49453 Property Records

Allegan County property record for 129 Griffith St, #7, Saugatuck, MI 49453

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 708 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2019)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-828-007-00`

Property Details

APN / Parcel Number

Primary APN	`57-828-007-00`
Alternative APN	`03-57-828-007-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	708 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Family
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 GRIFFITH ST, 7
City	SAUGATUCK
State	MI
Zip	49453
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT 187 KALAMAZOO PLAT. BLL# 57-300-193-00 (SAUGATUCK MEWS CONDOMINIUM - UNIT 7)
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	SAUGATUCK MEWS CONDOMINIUMS
Legal Lot Number	187
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1025
Census Tract	30801

Owner

129 Griffith St, #7 is owned by two individuals who bought it in May 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 DOUGLAS CV, FENNVILLE, MI 49408-7606
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Book / Page	4344 / 790
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	129 GRIFFITH ST # 7, 7, SAUGATUCK, MI 49453
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004539/811
Date	Nov 17, 2020
Book Page	4539/811

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 17, 2019
Property Address	129 GRIFFITH ST # 7, 7, SAUGATUCK, MI 49453
Document Number	004344/790
Book / Page	4344 / 790
Map Reference	LB 4002 PG 182
Instrument Date	May 8, 2019
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13114 PERRY LAKE CT, FORT WAYNE, IN 46845-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 GRIFFITH ST # 201, 201, SAUGATUCK, MI 49453

Mortgage

Document Number	0004344793
Date	May 17, 2019
Instrument	4344/793

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	004344/804
Date	May 17, 2019
Book Page	4344/804

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 129 Griffith St, #7 was $8,115.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,400 Land $49,800 Building $123,600	$346,800 Land $99,600 Building $247,200
2025	$8,115.00
2023		$157,200 Land $32,000 Building $125,200	$314,400 Land $64,000 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Griffith St, #7 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Griffith St, #7 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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