129 Griffith St, #10, Saugatuck, MI 49453 Property Records

Allegan County property record for 129 Griffith St, #10, Saugatuck, MI 49453

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 974 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2025)
Tax Bill	$5,822 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-828-010-00`

Property Details

APN / Parcel Number

Primary APN	`57-828-010-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	974 sqft Total Area
1st Floor Area	974 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Family
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 GRIFFITH ST, 10
City	SAUGATUCK
State	MI
Zip	49453
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT 187 KALAMAZOO PLAT. BLL# 57-300-193-00 (SAUGATUCK MEWS CONDOMINIUM - UNIT 10)
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	SAUGATUCK MEWS CONDOMINIUMS
Legal Lot Number	187
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1025
Census Tract	30801

Owner

Source: Allegan County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 CAMPAU CIR NW, SAUGATUCK, MI 49453
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 7, 2017	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	20257721
Deed Book / Page	5034 / 283
Last Transfer Date	Mar 9, 2026
Transfer Doc	005118/827
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 16, 2026
Property Address	129 GRIFFITH ST # 10, 10, SAUGATUCK, MI 49453
Document Number	005118/827
Book / Page	5118 / 827
Map Reference	LB 4002 PG 182
Instrument Date	Mar 9, 2026
Instrument	2026003780
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 CAMPAU CIR NW, SAUGATUCK, MI 49453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 CAMPAU CIR NW, SAUGATUCK, MI 49453

Mortgage

Document Number	0005118830
Date	Mar 16, 2026
Instrument	5118/830

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 7, 2017
Property Address	129 GRIFFITH ST # 10, 10, SAUGATUCK, MI 49453
Document Number	004164/847
Book / Page	4164 / 847
Map Reference	LB4002 PG182
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 MASON ST, SAUGATUCK, MI 49453-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 HILLSBORO AVE SE, GRAND RAPIDS, MI 49546-9789

Mortgage

Document Number	0004164849
Date	Aug 7, 2017
Instrument	4164/849

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,800 (+14.58%) Land $49,800 Building $164,000	$427,600 (+14.58%) Land $99,600 Building $328,000
2025	$5,822.00 (+3.19%)	$186,600 (-7.76%) Land $39,200 Building $147,400	$373,200 (-7.76%) Land $78,400 Building $294,800
2024	$5,642.00
2023		$202,300 Land $32,000 Building $170,300	$404,600 Land $64,000 Building $340,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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