Monroe County property record for 129 Grassy Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,144 sqft · built 1990 |
| Lot Size | 0.153 acres (6,666 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,391 (2024) |
| Deeds & Mortgages | Dec 2023 Transfer Sep 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00533740-000000 |
| Primary APN | 00533740-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 6,666 sqft (0.153 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 1,004 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 337 sqft |
| Patio Area | 12 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1657255 |
|---|---|
| Street Address | 129 GRASSY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 1 LT 15 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR596-859 OR813-50 OR952-1797 OR952-1802 OR1090-875 OR1134-920 OR1618-1438 OR2739-2052 OR3029-1161 OR3041-0951 OR3256-1033 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 129 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 |
| Deed Sale | Sep 1, 2020 |
| Prior Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 20202279806 |
| Deed Book / Page | 3041 / 951 |
| Last Transfer Date | Dec 26, 2023 |
| Transfer Doc | 0032561033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 27, 2023 |
| Property Address | 129 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Document Number | 0032561033 |
| Book / Page | 3256 / 1033 |
| Instrument Date | Dec 26, 2023 |
| Instrument | 2445876 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Name | Verified Name |
|---|---|
| Address | 129 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 1, 2020 |
| Property Address | 129 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Document Number | 0030410951 |
| Book / Page | 003041 / 000951 |
| Instrument Date | Aug 16, 2020 |
| Instrument | 2279806 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 999 MORRIS AVE KEY LARGO FL 330373114, KEY LARGO, FL 33037-3114 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 129 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Document Number | 0030291161 |
| Book / Page | 3029 / 1161 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2271435 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,949.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 335 RIVERS CREST RD, 335, BOONE, NC 28607-9333 |
| Name | Verified Name |
|---|---|
| Address | 1873 NE 2ND CT, HOMESTEAD, FL 33033-7220 |
| Document Number | 0030291166 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 3029/1166 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804,812 (-12.18%) | $1,071,733 (+16.94%) Land $639,736 Building $431,997 | |
| 2024 | $6,391.00 (-13.72%) | ||
| 2023 | $7,407.00 (+25.69%) Homeowner's exemption | $916,462 (+11.94%) Land $503,950 Building $412,512 | $916,462 (+11.94%) Land $503,950 Building $412,512 |
| 2022 | $5,893.00 | $818,716 Land $419,958 Building $398,758 | $818,716 Land $419,958 Building $398,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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