Monroe County property record for 121 Grassy Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,316 sqft · built 2008 |
| Lot Size | 0.148 acres (6,433 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,525,000 (Dec 2024) |
| Tax Bill | $11,177 (2024) |
| Deeds & Mortgages | Aug 2021 Sale Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00533770-000000 |
| Primary APN | 00533770-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,316 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Attic | Attic |
| Attic Area | 742 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,433 sqft (0.148 acres) |
| Lot Dimensions | 107 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 742 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,016 sqft |
| Deck Area | 50 sqft |
| Patio Area | 66 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1657271 |
|---|---|
| Street Address | 121 GRASSY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 1 LT 18 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR615-847 OR1071-1108 OR1079-1748 OR2260-396 OR2487-38 OR2549-41 OR2782-1293 OR3118-0367 OR3305-0340 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
121 Grassy Rd is owned by two individuals who bought it in December 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10850 SW 139TH RD, MIAMI, FL 33176-6559 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer ELITE TITLE |
| Jun 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on File |
| Deed Sale | Dec 26, 2024 · Amount on File |
| Prior Sale | Aug 9, 2021 · Amount on File |
| Deed Document Number | 20242484570 |
| Deed Book / Page | 3305 / 340 |
| Prior Transfer Date | Feb 8, 2016 |
| Prior Transfer Doc | 0027821293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 9, 2021 |
| Property Address | 121 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Document Number | 0031180367 |
| Book / Page | 3118 / 367 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2334062 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ELITE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $9,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1419 RED PINE TRL, 1419, WELLINGTON, FL 33414-5829 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7960 SW 173RD TER, PALMETTO BAY, FL 33157-4758 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 121 GRASSY RD, KEY LARGO, FL 33037-3004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0028590293 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 2859/0293 |
| Instrument | 2126819 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,250,723 Land $632,074 Building $618,649 | $1,250,723 Land $632,074 Building $618,649 | |
| 2024 | $11,177.00 (+10.94%) | ||
| 2023 | $10,075.00 (+10.25%) | $1,211,806 (+6.69%) Land $497,914 Building $713,892 | $1,211,806 (+6.69%) Land $497,914 Building $713,892 |
| 2022 | $9,138.00 | $1,135,872 Land $414,929 Building $720,943 | $1,135,872 Land $414,929 Building $720,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Grassy Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Grassy Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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