129 Garmon Ave, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 129 Garmon Ave, Old Forge, NY 13420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2021)
Tax Bill	$4,082 (2026)
Deeds & Mortgages	Jan 2022 Refinance Feb 2022 Refinance + 3 more
APN	`215400 041.50-4-7`

Property Details

APN / Parcel Number

Primary APN	`215400 041.50-4-7`
Alternative APN	`200132240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	218 ft deep x 54.4 ft wide
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	200132240
Street Address	129 GARMON AVE
City	OLD FORGE
State	NY
Zip	13420-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Block	4
Legal Lot Number	7.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	2
Census Block	2002
Census Tract	11502

Owner

129 Garmon Ave is owned by an individual who bought it in October 2021.

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 318, OLD FORGE, NY 13420-0318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Oct 25, 2021	Warranty Deed, Transfer
Oct 25, 2021	Warranty Deed, Transfer
Oct 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Deed Document Number	20215971
Prior Transfer Date	Dec 27, 2012
Prior Transfer Doc	0000001469/000000014
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	129 GARMON AVE, OLD FORGE, NY 13420-7703
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022408
Date	Jan 26, 2022
Instrument	2022-408

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	129 GARMON AVE, OLD FORGE, NY 13420-7703
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022545
Date	Feb 1, 2022
Instrument	2022-545

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 25, 2021
Property Address	129 GARMON AVE, OLD FORGE, NY 13420-7703
Document Number	0020215971
Instrument Date	Sep 27, 2021
Instrument	2021-5971
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 318, OLD FORGE, NY 13420-0318

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 25, 2021
Property Address	129 GARMON AVE, OLD FORGE, NY 13420-7703
Document Number	0020215970
Instrument Date	Aug 18, 2021
Instrument	2021-5970
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 OLD INDIAN TRL, OLD FORGE, NY 13420

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 25, 2021
Property Address	129 GARMON AVE, OLD FORGE, NY 13420-7703
Document Number	0020215969
Instrument Date	Aug 18, 2021
Instrument	2021-5969
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 GREEN BRIDGE RD, THENDARA, NY 13472-7719

Tax Assessment & Valuation

The 2026 property tax bill for 129 Garmon Ave was $4,082, up 2.8% from the year before.

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,082.00 (+2.85%)
2025	$3,969.00	$248,000 Land $13,700 Building $234,300	$435,088 Land $24,035 Building $411,053
2023		$248,000 Land $13,700 Building $234,300	$345,886 Land $19,107 Building $326,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 129 Garmon Ave; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Garmon Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD FORGE-THENDARA WATER DISTRICT serves 1,275 people · EPA ID NY2102312
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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