122 Florence Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 122 Florence Rd, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,187 sqft · built 1961
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$592,500 (Sep 2018)
Tax Bill$7,901 (2026)
Deeds & MortgagesJul 2020 Refinance
Oct 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN40725

Property Details

APN / Parcel Number

Primary APN40725
Alternative APN
  • WALT M:066 B:002 L:0017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,187 sqft Living Area
Gross Area3,968 sqft
Basement Area1,341 sqft
Unfinished Basement1,341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,998 sqft (0.138 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number40725
Street Address122 FLORENCE RD
CityWALTHAM
StateMA
Zip02453-7606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block2
Legal Lot Number17
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3008
Census Tract368400

Owner

122 Florence Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address122 FLORENCE RD, WALTHAM, MA 02453-7606
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
Oct 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
Sep 28, 2018Quit Claim Deed, Transfer
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2018 · Amount on File
Deed SaleSep 28, 2018 · Amount on File
Deed Book / Page71686 / 139
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address122 FLORENCE RD, WALTHAM, MA 02453-7606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75202-100
DateJul 24, 2020
Book Page75202/100
Instrument121605
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address122 FLORENCE RD, WALTHAM, MA 02453-7606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73463-586
DateOct 16, 2019
Book Page73463/586
Instrument158883
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2049

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateSep 28, 2018
Property Address122 FLORENCE RD, WALTHAM, MA 02453-7606
Document Number71686-139
Book / Page71686 / 139
Instrument150757
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57.77
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number716860141
DateSep 28, 2018
Instrument71686/0141
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount on Record
Term360 Months
DueSep 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 122 Florence Rd was $7,901, up 8.7% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,901.00 (+8.71%)$765,600 (+3.45%) Land $408,200 Building $357,400$800,088 (+10.18%)
2025$7,268.00 (+3.4%)$740,100 (+1.49%) Land $388,800 Building $351,300$726,180 (+7.19%)
2024$7,029.00 (+8.26%)$729,200 (+15.89%) Land $381,600 Building $347,600$677,445
2023$6,493.00$629,200 Land $345,600 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Florence Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA1 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Florence Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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