Montgomery County property record for 129 E Railroad St, Candor, NC 27229
| Property Type | Bank, Financial Building |
|---|---|
| Details | 0.9 ba · 4,558 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Jan 2021) |
| Tax Bill | $1,584 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7576 16 72 5613 |
| Primary APN | 7576 16 72 5613 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.9 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,558 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Zoned |
| Account Number | 1477533 |
|---|---|
| Street Address | 129 E RAILROAD ST |
| City | CANDOR |
| State | NC |
| Zip | 27229 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | BANK |
| Legal Description | FIRST BANK OF CANDOR PRIMER BANCO EAST RAILROAD STREET |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 960501 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1833 COLE RD, BISCOE, NC 27209-9789 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jan 8, 2021 | Special Warranty Deed, Transfer · Line of Credit MOVEMENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on Record |
| Deed Sale | Jan 8, 2021 · Amount on Record |
| Prior Sale | Jan 8, 1976 |
| Deed Document Number | 2021366269 |
| Deed Book / Page | 863 / 480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 129 E RAILROAD ST, CANDOR, NC 27229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000928/429 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 928/429 |
| Instrument | 379287 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | BISCOE, NC 27209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Jan 8, 2021 |
| Property Address | 129 E RAILROAD ST, CANDOR, NC 27229 |
| Document Number | 863/480 |
| Book / Page | 863 / 480 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 366269 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 SW BROAD ST, 300, SOUTHERN PINES, NC 28387-5407 |
| Name | Verified Name |
|---|---|
| Address | 1833 COLE RD, BISCOE, NC 27209-9789 |
| Document Number | 366270 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 366270 |
| Name | MOVEMENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Candor Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,277 (-) Land $5,271 Building $120,006 | $125,277 (-) Land $5,271 Building $120,006 | |
| 2025 | $1,584.00 | $125,277 (-) Land $5,271 Building $120,006 | $125,277 (-) Land $5,271 Building $120,006 |
| 2023 | $125,277 Land $5,271 Building $120,006 | $125,277 Land $5,271 Building $120,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANDOR serves 875 people · EPA ID NC0362030 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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