Montgomery County property record for 113 E Railroad St, Candor, NC 27229
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.9 ba · 2,426 sqft · built 1918 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Nov 2021) |
| Tax Bill | $668 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7576 16 72 6916 |
| Primary APN | 7576 16 72 6916 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.9 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,426 sqft Total Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Account Number | 1485113 |
|---|---|
| Street Address | 113 E RAILROAD ST |
| City | CANDOR |
| State | NC |
| Zip | 27229 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | RETAIL STO |
| Legal Description | CANDOR FLOWER & GIFT SHOP CANDOR FLOWER & GIFT SHOP |
| Legal Subdivision | CANDOR FLOWER SHOP |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960501 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 476, CANDOR, NC 27229-0476 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Nov 19, 2021 | Warranty Deed, Transfer · Line of Credit FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Deed Document Number | 2021371311 |
| Deed Book / Page | 889 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 113 E RAILROAD ST, CANDOR, NC 27229 |
| Document Number | 0000390257 |
| Book / Page | 982 / 50 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026390257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 121 CLUB HOUSE DR, NEW LONDON, NC 28127-9164 |
| Document Number | 0000390257, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 982/50 |
| Instrument | 2026390257 |
| Name | FIDELITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Nov 19, 2021 |
| Property Address | 113 E RAILROAD ST, CANDOR, NC 27229 |
| Document Number | 0000889/48 |
| Book / Page | 889 / 48 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 371311 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 364, CANDOR, NC 27229-0364 |
| Name | Verified Name |
|---|---|
| Address | 121 CLUB HOUSE DR, NEW LONDON, NC 28127-9164 |
| Document Number | 0000371312 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 371312 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Candor Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,808 (-) Land $2,613 Building $50,195 | $52,808 (-) Land $2,613 Building $50,195 | |
| 2025 | $668.00 | $52,808 (-) Land $2,613 Building $50,195 | $52,808 (-) Land $2,613 Building $50,195 |
| 2023 | $52,808 Land $2,613 Building $50,195 | $52,808 Land $2,613 Building $50,195 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANDOR serves 875 people · EPA ID NC0362030 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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