129 Dearcop Dr, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 129 Dearcop Dr, Rochester, NY 14624

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,471 sqft · built 1929
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$95,900 (Jan 2013)
Tax Bill$5,685 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN262600 119.08-1-5

Property Details

APN / Parcel Number

Primary APN262600 119.08-1-5
Alternative APNs
  • 26001190800001005000
  • 05276000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,471 sqft Living Area
1st Floor Area1,012 sqft
Upper Floors Area459 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleTraditional
Exterior MaterialWood
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions251 ft deep x 85 ft wide
Garage TypeAttached
Garage Area1,000 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area179 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05276000000
Street Address129 DEARCOP DR
CityROCHESTER
StateNY
Zip14624-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0094- 1-02 20000 AC DEARCOP L41 L58 P5
Legal Block1
Legal Lot Number5.000
JurisdictionMONROE NY
Township / Civil DivisionGATES
Census Block Group2
Census Block2004
Census Tract14302

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address129 DEARCOP DR, ROCHESTER, NY 14624-1728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2013 · Amount on Record
Deed SaleJan 8, 2013 · Amount on Record
Deed Document Number2013390
Deed Book / Page11208 / 397
Prior Transfer DateMar 12, 2010
Prior Transfer Doc0000000331
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Recording DateJul 7, 2026
Property Address129 DEARCOP DR, ROCHESTER, NY 14624-1728
Document Number0003439961
Book / Page31368 / 551
Instrument DateJun 25, 2026
Instrument20263439961
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 DEARCOP DR, ROCHESTER, NY 14624-1728

Mortgage

Document Number0003439961,
DateJul 7, 2026
Book Page31368/551
Instrument20263439961
Lender
NameESL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionGates Town
Unified School DistrictGates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,685.00 (+17.82%) Homeowner's exemption
2025$4,825.00 (+6.47%)$177,600 (+53.1%) Land $36,700 Building $140,900$177,600 (+27.04%) Land $36,700 Building $140,900
2023$116,000 (-) Land $25,500 Building $90,500$139,800 (+9.65%) Land $30,732 Building $109,068
2022$116,000 Land $25,500 Building $90,500$127,500 Land $28,028 Building $99,472
2021$4,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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