Monroe County and Gates Town property record for 115 Dearcop Dr, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,404 sqft · built 1957 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Apr 2020) |
| Tax Bill | $6,501 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 119.08-1-4 |
| Primary APN | 262600 119.08-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 468 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 251 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05277000000 |
|---|---|
| Street Address | 115 DEARCOP DR |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0094- 1-02 20000 AC DEARCOP L42 L58 P5 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14302 |
115 Dearcop Dr is owned and occupied by an individual who bought it in April 2020.
Source: Monroe County and Gates Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 DEARCOP DR, ROCHESTER, NY 14624-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU |
| Apr 13, 2020 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on File |
| Deed Sale | Apr 13, 2020 · Amount on File |
| Prior Sale | Jun 24, 2010 · Amount on File |
| Deed Document Number | 2020176 |
| Deed Book / Page | 12330 / 133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 115 DEARCOP DR, ROCHESTER, NY 14624-1728 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 DEARCOP DR, ROCHESTER, NY 14624-1728 |
| Document Number | 202503351947 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 31183/583 |
| Instrument | 202503351947 |
| Name | THE SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 13, 2020 |
| Property Address | 115 DEARCOP DR, ROCHESTER, NY 14624-1728 |
| Document Number | 0000000176 |
| Book / Page | 012330 / 000133 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 176 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $496.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHATEAU SQ ROCHESTER NY 146185131, ROCHESTER, NY 14618-5131 |
| Document Number | 177 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 028460/000153 |
| Instrument | 177 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2050 |
The 2026 property tax bill for 115 Dearcop Dr was $6,501, up 26.4% from the year before.
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,501.00 (+26.4%) | ||
| 2025 | $5,143.00 | $195,600 Land $36,400 Building $159,200 | $195,600 Land $36,400 Building $159,200 |
| 2023 | $106,200 (-) Land $25,200 Building $81,000 | $128,000 (+9.68%) Land $30,373 Building $97,627 | |
| 2022 | $106,200 Land $25,200 Building $81,000 | $116,700 Land $27,692 Building $89,008 | |
| 2021 | $4,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Dearcop Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Dearcop Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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