129 Cold Spring Rd, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 129 Cold Spring Rd, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,416 sqft · built 2018
Lot Size	0.707 acres (30,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Jul 2018)
Tax Bill	$13,224 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0020.0 P:0045 S:0000`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0020.0 P:0045 S:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,416 sqft Living Area
Gross Area	4,564 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,797 sqft (0.707 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	129 COLD SPRING RD
City	WESTFORD
State	MA
Zip	01886-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2022
Census Tract	318200

Owner

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 COLD SPRING RD, WESTFORD, MA 01886-2912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL
Oct 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Book / Page	32291 / 51
Transfer Doc	31602-88
Record Updated	Oct 29, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Jul 31, 2018
Property Address	129 COLD SPRING RD, WESTFORD, MA 01886-2912
Document Number	32291-51
Book / Page	32291 / 51
Instrument	32954
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 COLD SPRING RD, WESTFORD, MA 01886-2912

Mortgage

Document Number	322910055
Date	Jul 31, 2018
Instrument	32291/0055

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2048

Interest

Rate	4.13%
Max Rate At Change	80.1%
Max Rate	2.25%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Oct 31, 2017
Property Address	129 COLD SPRING RD, WESTFORD, MA 01886-2912
Document Number	31602-88
Book / Page	031602 / 000088
Instrument Date	Sep 25, 2017
Instrument	48725
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Tax	$1,094.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 PIERCE RD TOWNSEND MA 014691386, TOWNSEND, MA 01469-1386

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,224.00 (+3.47%)	$1,008,700 (+6.31%) Land $310,900 Building $697,800	$963,110 (+3.66%)
2025	$12,780.00 (+2.43%)	$948,800 (+4.71%) Land $304,800 Building $644,000
2024	$12,477.00 (+1.51%)	$906,100 (+8.81%) Land $290,300 Building $615,800	$929,100
2023	$12,291.00	$832,700 Land $276,500 Building $556,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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