Middlesex County and Westford Town property record for 108 Cold Spring Rd, Westford, MA 01886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,212 sqft · built 1964 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,318 (2026) |
| Deeds & Mortgages | May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WFOR M:0025.0 P:0206 S:0000 |
| Primary APN | WFOR M:0025.0 P:0206 S:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 2,984 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 108 COLD SPRING RD |
|---|---|
| City | WESTFORD |
| State | MA |
| Zip | 01886-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | WESTFORD MA |
| Township / Civil Division | WESTFORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 318300 |
108 Cold Spring Rd is owner-occupied and held in a trust since May 2017.
Source: Middlesex County and Westford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 108 COLD SPRING RD, WESTFORD, MA 01886-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 |
| Deed Sale | May 3, 2017 |
| Prior Sale | Aug 22, 2011 · Amount on File |
| Deed Document Number | 2017812 |
| Deed Book / Page | 31088 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFORD MA |
| Recording Date | May 3, 2017 |
| Property Address | 108 COLD SPRING RD, WESTFORD, MA 01886-2428 |
| Document Number | 31088-269 |
| Book / Page | 031088 / 000269 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 17812 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 108 COLD SPRING RD WESTFORD MA 018862428, WESTFORD, MA 01886-2428 |
The 2026 property tax bill for 108 Cold Spring Rd was $7,318, up 6.1% from the year before.
Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Westford Town |
| Unified School District | Westford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,318.00 (+6.1%) | $558,200 (+9.02%) Land $313,500 Building $244,700 | $602,870 |
| 2025 | $6,897.00 (+2.68%) | $512,000 (+4.96%) Land $307,300 Building $204,700 | |
| 2024 | $6,717.00 (+0.06%) | $487,800 (+7.26%) Land $292,700 Building $195,100 | $564,015 |
| 2023 | $6,713.00 | $454,800 Land $278,800 Building $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Cold Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cold Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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