129 Circle Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 129 Circle Dr, Mount Holly, NC 28120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,620 sqft · built 1976
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (May 2021)
Tax Bill$2,086 (2026)
Deeds & MortgagesFeb 2020 Second Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14099B05900

Property Details

APN / Parcel Number

Primary APN14099B05900
Alternative APN
  • 180506

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,620 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area25,700 sqft (0.59 acres)
PorchPorch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address129 CIRCLE DR
CityMOUNT HOLLY
StateNC
Zip28120-9323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIDGEVIEW PARK L 57 14 099B 059 00 000
Legal SubdivisionRIVERVIEW PARK SUBDIVISION
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group1
Census Block1006
Census Tract31004

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address129 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIFTH THIRD BANK
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2021 · Amount on File
Deed SaleMay 26, 2021 · Amount on File
Prior SaleMar 4, 2015 · Amount on File
Deed Book / Page5231 / 1093
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address129 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051021762
DateFeb 21, 2020
Book Page5102/1762
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term239 Months
DueJan 23, 2040

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 26, 2021
Property Address129 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Document Number0052311093
Book / Page5231 / 1093
Map ReferenceMB 19 PG 13
Instrument DateMay 25, 2021
Transaction TypeTransfer
Record UpdatedAug 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 SHUDA AVE, 2325, GASTONIA, NC 28054-1380

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 CIRCLE DR, MOUNT HOLLY, NC 28120-9323

Mortgage

Document Number52311095
DateMay 26, 2021
Instrument5231/1095
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,086.00 (+2.71%)$292,240 (-) Land $23,000 Building $269,240
2023$2,031.00$292,240 Land $23,000 Building $269,240
2021$157,480 Land $18,000 Building $139,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT HOLLY
serves 19,200 people · EPA ID NC0136020
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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