127 Circle Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 127 Circle Dr, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,641 sqft · built 1979
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$27,500 (Mar 1992)
Tax Bill	$1,905 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14099B05800`

Property Details

APN / Parcel Number

Primary APN	`14099B05800`
Alternative APN	`180505`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,641 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Porch	Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 CIRCLE DR
City	MOUNT HOLLY
State	NC
Zip	28120-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIDGEVIEW PARK L 58 14 099B 058 00 000
Legal Subdivision	RIDGEVIEW PARK
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1006
Census Tract	31004

Owner

127 Circle Dr is owned and occupied by two individuals who bought it in March 1992.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATION
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 1992 · Amount on File
Deed Sale	Mar 16, 1992 · Amount on File
Deed Book / Page	2163 / 824
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	127 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052191028
Date	Apr 16, 2021
Book Page	5219/1028

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	127 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CIRCLE DR, MOUNT HOLLY, NC 28120-9323

Mortgage

Document Number	0050000942
Date	Sep 18, 2018
Book Page	5000/0942

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 127 Circle Dr was $1,905.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,905.00	$266,880 Land $23,000 Building $243,880
2023	$1,854.00	$266,880 Land $23,000 Building $243,880
2021			$161,200 Land $18,000 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Circle Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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