129 Bella Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 129 Bella Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,002 sqft · built 2015
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$699,000 (Apr 2025)
Tax Bill$6,416 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2022 Sale & Mortgage
+ 2 more
APN0731009000800

Property Details

APN / Parcel Number

Primary APN0731009000800

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,002 sqft Living Area
1st Floor Area1,174 sqft
Upper Floors Area1,174 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Garage TypeAttached
Garage Area547 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area291 sqft
Patio Area487 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address129 BELLA DR
CityCHESAPEAKE
StateVA
Zip23322-4422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description80 VIRIDIAN RESERVE AT HICKORY PH 1
Legal SubdivisionVIRIDIAN RESERVE AT HICKORY, BELLA MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21004

Owner

Source: Chesapeake City records · APN 0731009000800

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address129 BELLA DR, CHESAPEAKE, VA 23322-4422
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Apr 21, 2022Warranty Deed, Transfer · Conventional Mortgage
FULTON BANK NA
Mar 30, 2020Deed of Trust, Mortgage · VA Mortgage
SOUTHERN TRUST MORTGAGE LLC
May 17, 2019Warranty Deed, Transfer · VA Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleApr 21, 2022 · Amount on Record
Deed Document Number20258295
Deed Book / Page10845 / 1615
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address129 BELLA DR, CHESAPEAKE, VA 23322-4422
Transaction TypeMortgage
Record UpdatedMay 06, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 BELLA DR, CHESAPEAKE, VA 23322-4422

Mortgage

Document Number0010961/30
DateMar 30, 2026
Book Page10961/30
Instrument260007796
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 21, 2022
Property Address129 BELLA DR, CHESAPEAKE, VA 23322-4422
Document Number10549/1959
Book / Page10549 / 1959
Instrument DateApr 18, 2022
Instrument220013599
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyLYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 BELLA DR, CHESAPEAKE, VA 23322-4422

Mortgage

Document Number0220013600
DateApr 21, 2022
Instrument220013600
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address129 BELLA DR, CHESAPEAKE, VA 23322-4422
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10129/1975
DateMar 30, 2020
Book Page10129/1975
Instrument200009708
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 17, 2019
Property Address129 BELLA DR, CHESAPEAKE, VA 23322-4422
Document Number10012/1499
Book / Page10012 / 1499
Instrument DateMay 14, 2019
Instrument190011627
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 BELLA DR, CHESAPEAKE, VA 23322-4422

Mortgage

Document Number190011628
DateMay 17, 2019
Instrument190011628
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,416.00 (+2.18%)$635,200 (+6.65%) Land $190,000 Building $445,200$635,200 (+6.65%) Land $190,000 Building $445,200
2024$6,279.00 (+33.77%)
2023$595,600 (+7.26%) Land $165,000 Building $430,600$595,600 (+7.26%) Land $165,000 Building $430,600
2022$555,300 Land $150,000 Building $405,300$555,300 Land $150,000 Building $405,300
2019$4,694.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 56 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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