121 Bella Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 121 Bella Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,751 sqft · built 2015
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2015)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
APN	`0731009000820`

Property Details

APN / Parcel Number

Primary APN	`0731009000820`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,751 sqft Living Area
1st Floor Area	1,296 sqft
Upper Floors Area	1,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	31 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	278 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 BELLA DR
City	CHESAPEAKE
State	VA
Zip	23322-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	82 VIRIDIAN RESERVE AT HICKORY PH 1
Legal Subdivision	VIRIDIAN RESERVE AT HICKORY, BELLA MANOR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21004

Owner

121 Bella Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 BELLA DR, CHESAPEAKE, VA 23322-4422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Deed Book / Page	9529 / 1038
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	121 BELLA DR, CHESAPEAKE, VA 23322-4422
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10179/1723
Date	Jul 13, 2020
Book Page	10179/1723
Instrument	200022813

Lender

Name	JAMES B NUTTER & COMPANY

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 Bella Dr was $6,061.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,300 (+4.37%) Land $210,000 Building $416,300	$626,300 (+4.37%) Land $210,000 Building $416,300
2025	$6,061.00	$600,100 Land $190,000 Building $410,100	$600,100 Land $190,000 Building $410,100
2023		$560,900 (+7.37%) Land $165,000 Building $395,900	$560,900 (+7.37%) Land $165,000 Building $395,900
2022		$522,400 Land $150,000 Building $372,400	$522,400 Land $150,000 Building $372,400
2019	$4,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 121 Bella Dr; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Bella Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20