129 Ash St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 129 Ash St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,040 sqft · built 1945
Lot Size	0.072 acres (3,125 sqft)
Owner	Company Name on File
Last Sale	$97,000 (Nov 2021)
Tax Bill	$914 (2025)
Deeds & Mortgages	Jan 2021 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-33-19-002.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-19-002.00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Finished Area
Gross Area	1,222 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	129 ASH ST
City	LUDLOW
State	KY
Zip	41016-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOW ORIG PLAT PT LOTS 46-47-48 25'X 125' SS ASH
Legal Subdivision	LUDLOW ORIGINAL PLAT
Legal Lot Number	46,47
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	66900

Owner

129 Ash St is owned by a company that bought it in November 2021.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3218 GLENGYLE AVE, CINCINNATI, OH 45208-3178
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 3, 2020	Warranty Deed, Transfer STOCKYARD BK&TR
Apr 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Jan 13, 2006 · Amount on File
Deed Document Number	2021118
Deed Book / Page	132 / 470
Prior Transfer Date	Jan 7, 2004
Prior Transfer Doc	0108059001
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 5, 2021
Property Address	129 ASH ST, LUDLOW, KY 41016-1561
Document Number	0000000066
Book / Page	000064 / 000154
Instrument Date	Dec 11, 2020
Instrument	66
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3218 GLENGYLE AVE CINCINNATI OH 452083108, CINCINNATI, OH 45208-3108

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 3, 2020
Property Address	129 ASH ST, LUDLOW, KY 41016-1561
Document Number	0000000119
Book / Page	000015 / 000504
Instrument Date	Mar 19, 2020
Instrument	119
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3218 GLENGYLE AVE CINCINNATI OH 452083108, CINCINNATI, OH 45208-3108

Mortgage

Document Number	120
Date	Apr 3, 2020
Book Page	000028/000486
Instrument	120

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2030

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 3, 2020
Property Address	129 ASH ST, LUDLOW, KY 41016-1561
Document Number	0000000118
Book / Page	000015 / 000499
Instrument Date	Mar 18, 2020
Instrument	118
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 E 32ND ST COVINGTON KY 410151243, COVINGTON, KY 41015-1243

Tax Assessment & Valuation

The 2025 property tax bill for 129 Ash St was $914.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-) Land $15,000 Building $55,000	$70,000 (-) Land $15,000 Building $55,000
2025	$914.00	$70,000 Land $10,000 Building $60,000	$70,000 Land $10,000 Building $60,000
2023	$900.00	$70,000 Land $10,000 Building $60,000	$70,000 Land $10,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Ash St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2014)
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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