122 Ash St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 122 Ash St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,592 sqft · built 1930
Lot Size0.052 acres (2,250 sqft)
OwnerCompany Name on File
Last Sale$72,400 (Jul 2020)
Tax Bill$1,893 (2025)
Deeds & MortgagesDec 2021 Transfer
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN026-33-18-011.00

Property Details

APN / Parcel Number

Primary APN026-33-18-011.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,592 sqft Finished Area
Gross Area1,922 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area2,250 sqft (0.052 acres)
Lot Dimensions90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address122 ASH ST
CityLUDLOW
StateKY
Zip41016-1562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW ORIG PLAT PT LOTS 33-34 25'X 90'
Legal SubdivisionLUDLOW ORIGINAL PLAT
Legal Lot Number33,34
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract66900

Owner

122 Ash St is owned by a company that acquired it in April 2021.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address2261 MARKET ST, SAN FRANCISCO, CA 94114-1612
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Quit Claim Deed, Transfer
Quitclaim
Jul 7, 2020Grant Deed, Transfer
SOJOURNERS TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2020 · Amount on File
Deed SaleJul 7, 2020 · Amount on File
Prior SaleOct 29, 2004 · Amount on File
Deed Document Number20205900189
Deed Book / Page30 / 638
Last Transfer DateApr 14, 2021
Transfer Doc0005900264
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 9, 2021
Property Address122 ASH ST, LUDLOW, KY 41016-1562
Document Number0005900264
Book / Page136 / 76
Instrument DateApr 14, 2021
Instrument21120905900264
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502
InvestorPossibly a Property Investor

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJul 7, 2020
Property Address122 ASH ST, LUDLOW, KY 41016-1562
Document Number0000000189
Book / Page000030 / 000638
Instrument DateJun 23, 2020
Instrument189
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount on Record
Tax$72.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address500 WESTOVER DR #14104 SANFORD NC 273308941, 14104, SANFORD, NC 27330-8941
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 122 Ash St was $1,893.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,000 (-) Land $15,000 Building $130,000$145,000 (-) Land $15,000 Building $130,000
2025$1,893.00$145,000 Land $10,000 Building $135,000$145,000 Land $10,000 Building $135,000
2023$1,866.00$145,000 Land $10,000 Building $135,000$145,000 Land $10,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Ash St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2014)
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Ash St

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