129 3rd St, Fort Collins, CO 80524 Property Records

Larimer County property record for 129 3rd St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1928
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2017)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`97121-08-010`

Property Details

APN / Parcel Number

Primary APN	`97121-08-010`
Alternative APN	`R0042447`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0042447
Old Parcel Number	9712108010
Street Address	129 3RD ST
City	FORT COLLINS
State	CO
Zip	80524-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLK 10, BUCKINGHAM PL, FTC
Legal Range	69
Legal Township	07
Legal Section	12
Legal Quarter	NE
Legal Subdivision	BUCKINGHAM PLACE
Legal Block	10
Legal Lot Number	10
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2018
Census Tract	1306

Owner

129 3rd St is owned and occupied by an individual who bought it in August 2017.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	129 3RD ST, FORT COLLINS, CO 80524-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Oct 19, 2018	Deed of Trust, Mortgage AMERICAN FINANCING
Aug 10, 2017	Warranty Deed, Transfer · VA Mortgage VECTRA BK/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Prior Sale	Jun 18, 2008
Deed Document Number	RECEPT # 20170053514
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	129 3RD ST, FORT COLLINS, CO 80524-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066363
Date	Aug 25, 2020
Instrument	20200066363

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	129 3RD ST, FORT COLLINS, CO 80524-2514
Document Number	0000065750
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 3RD ST FORT COLLINS CO 805242514, FORT COLLINS, CO 80524-2514

Mortgage

Document Number	0000065750
Date	Oct 26, 2018
Instrument	65750

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 10, 2017
Property Address	129 3RD ST, FORT COLLINS, CO 80524-2514
Document Number	0000053514
Instrument Date	Aug 10, 2017
Instrument	53514
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 3RD ST FORT COLLINS CO 805242514, FORT COLLINS, CO 80524-2514

Mortgage

Document Number	53515
Date	Aug 10, 2017
Instrument	53515

Lender

Name	VECTRA BK/CO
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 129 3rd St was $2,235.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00	$22,438 Land $2,500 Building $19,938	$359,000 Land $40,000 Building $319,000
2023	$1,730.00 (+8.67%)	$22,639 (+34.27%) Land $2,680 Building $19,959	$337,900 (+39.28%) Land $40,000 Building $297,900
2022	$1,592.00	$16,861 Land $2,780 Building $14,081	$242,600 Land $40,000 Building $202,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 3rd St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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