121 3rd St, Fort Collins, CO 80524 Property Records

Larimer County property record for 121 3rd St, Fort Collins, CO 80524

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,800 sqft · built 1943
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$745,000 (Sep 2024)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`97121-08-008`

Property Details

APN / Parcel Number

Primary APN	`97121-08-008`
Alternative APN	`R0042412`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,800 sqft Total Area
Interior Walls	Plaster

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	492 sqft
Deck Area	192 sqft
Patio Area	814 sqft
Balcony	Balcony
Balcony Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0042412
Old Parcel Number	9712108008
Street Address	121 3RD ST
City	FORT COLLINS
State	CO
Zip	80524-2514
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 8, BLK 10, BUCKINGHAM PL, FTC
Legal Range	69
Legal Township	07
Legal Section	12
Legal Quarter	NE
Legal Subdivision	BUCKINGHAM PLACE
Legal Block	10
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2018
Census Tract	1306

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 3RD ST, FORT COLLINS, CO 80524-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Special Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Apr 26, 2018	Deed of Trust, Mortgage · ARM FIRSTBANK
Jan 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	RECEPT # 20240037520
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 11, 2022
Property Address	121 3RD ST, FORT COLLINS, CO 80524-2514
Document Number	0000030283
Instrument Date	May 10, 2022
Instrument	20220030283
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 3RD ST, FORT COLLINS, CO 80524-2514

Mortgage

Document Number	0000030285
Date	May 11, 2022
Instrument	20220030285

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	121 3RD ST, FORT COLLINS, CO 80524-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024386
Date	Apr 26, 2018
Instrument	20180024386

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	9.62%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Jan 8, 2021
Property Address	121 3RD ST, FORT COLLINS, CO 80524-2514
Document Number	0000003182
Instrument Date	Jan 8, 2021
Instrument	20210003182
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	121 3RD ST, FORT COLLINS, CO 80524-2514

Mortgage

Document Number	0000003183
Date	Jan 8, 2021
Instrument	20210003183

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00 (+10.01%)	$42,694 (-7.29%) Land $2,500 Building $40,194	$683,100 (-0.61%) Land $40,000 Building $643,100
2023	$3,867.00 (+17.22%)	$46,049 (+31.78%) Land $2,680 Building $43,369	$687,300 (+33.74%) Land $40,000 Building $647,300
2022	$3,299.00	$34,945 Land $2,720 Building $32,225	$513,900 Land $40,000 Building $473,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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