Okaloosa County property record for 129 2nd St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,321 sqft · built 1954 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,900 (May 2025) |
| Tax Bill | $1,820 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6880-5 |
| Primary APN | C56-000-592-6880-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,321 sqft Living Area |
| Gross Area | 1,578 sqft |
| 1st Floor Area | 1,321 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,499 sqft (0.195 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 129 2ND ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEIGS S/D NICEVILLE LOT 26 & S 10 FT LOT 25 BLK 2 OR |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Subdivision | MEIGS S/D |
| Legal Block | 2 |
| Legal Lot Number | 260 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21101 |
129 2nd St is owned and occupied by two individuals who bought it in May 2025.
Source: Okaloosa County records, as of February 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 2ND ST, NICEVILLE, FL 32578-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · VA Mortgage RSI FINANCIAL SERVICES |
| Jul 5, 2017 | Warranty Deed, Transfer FIRST NATIONAL LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on File |
| Deed Sale | May 23, 2025 · Amount on File |
| Prior Sale | Feb 24, 2025 · Amount on File |
| Deed Document Number | 20253755860 |
| Prior Transfer Date | Jun 21, 2017 |
| Prior Transfer Doc | 0033064126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 129 2ND ST, NICEVILLE, FL 32578-1111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 2ND ST, NICEVILLE, FL 32578-1111 |
| Document Number | 0003797988 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 3797988 |
| Name | RSI FINANCIAL SERVICES |
|---|---|
| Address | SAN JUAN CAPISTRANO, CA 92675 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 5, 2017 |
| Property Address | 129 2ND ST, NICEVILLE, FL 32578-1111 |
| Document Number | 0033064126 |
| Book / Page | 003306 / 004126 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 3145119 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | FIRST NATIONAL LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 GULF SHORE DR #3086 DESTIN FL 325413237, 3086, DESTIN, FL 32541-3237 |
The 2025 property tax bill for 129 2nd St was $1,820.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,820.00 | $134,511 Land $63,016 Building $71,495 | $134,511 Land $63,016 Building $71,495 |
| 2023 | $1,534.00 (+9.42%) | $124,468 (+5.75%) Land $53,189 Building $71,279 | $124,468 (+5.75%) Land $53,189 Building $71,279 |
| 2022 | $1,402.00 | $117,696 Land $50,657 Building $67,039 | $117,696 Land $50,657 Building $67,039 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 129 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 2nd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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