Okaloosa County property record for 124 2nd St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,640 sqft · built 1955 |
| Lot Size | 0.231 acres (10,063 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Nov 2011) |
| Tax Bill | $965 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6894-6 |
| Primary APN | C56-000-592-6894-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 1,640 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,063 sqft (0.231 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 124 2ND ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEIGS S/D NICEVILLE LOT 3 & N 25 FT LOT 4 BLK 3 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Subdivision | MEIGS S/D |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 21101 |
124 2nd St is owned and occupied by two individuals who acquired it in March 2021.
Source: Okaloosa County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Mar 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Mar 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2011 · Amount on File |
| Deed Sale | Nov 8, 2011 · Amount on File |
| Deed Document Number | 20112739823 |
| Deed Book / Page | 3008 / 4841 |
| Last Transfer Date | Mar 3, 2021 |
| Transfer Doc | 0035304212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Document Number | 0003820882 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263820882 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Document Number | 0003788527 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 3788527 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Document Number | 0036681690 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 3668/1690 |
| Instrument | 3614620 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 9, 2021 |
| Property Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
| Document Number | 0035304212 |
| Book / Page | 3530 / 4212 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 3436140 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 2ND ST, NICEVILLE, FL 32578-1112 |
The 2025 property tax bill for 124 2nd St was $965 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $965.00 Homeowner's exemption Widower's exemption | $115,941 | $197,799 Land $69,317 Building $128,482 |
| 2023 | $862.00 (-1.03%) Homeowner's exemption Widower's exemption | $109,391 (+3%) | $186,751 (+5.89%) Land $58,508 Building $128,243 |
| 2022 | $871.00 Homeowner's exemption Widower's exemption | $106,205 | $176,367 Land $55,722 Building $120,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 2nd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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