129 1st Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 129 1st Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 2021
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Aug 2013)
Tax Bill	$6,778 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00475320-000000`

Property Details

APN / Parcel Number

Primary APN	`00475320-000000`
Alternative APNs	`11613900475320000000` `1582441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Other
Foundation Type	Pile
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1582441
Old Parcel Number	11613900475320000000
Street Address	129 1ST RD
City	KEY LARGO
State	FL
Zip	33037-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 7 LT 17 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR146-491 OR999-618 OR1113-1484 OR1120-1277 OR1138-505 OR1269-2242 OR1304-768
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	7
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1039
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 S AIRPORT RD, TAVERNIER, FL 33070-2426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Jan 28, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 5, 2019	Deed of Trust, Mortgage BARRY NEUMANN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2013 · Amount on Record
Deed Sale	Aug 1, 2013 · Amount on Record
Prior Sale	Aug 1, 2013 · Amount on Record
Deed Document Number	0026421595
Deed Book / Page	002642 / 001595
Last Transfer Date	Jan 28, 2022
Transfer Doc	0031512320
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	129 1ST RD, KEY LARGO, FL 33037-4843
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 S AIRPORT RD, TAVERNIER, FL 33070-2426

Mortgage

Document Number	0031550857
Date	Feb 16, 2022
Book Page	3155/857
Instrument	2361723

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jan 28, 2022
Property Address	129 1ST RD, KEY LARGO, FL 33037-4843
Document Number	0031512320
Book / Page	3151 / 2320
Map Reference	MB 4 PG 92
Instrument Date	Jan 27, 2022
Instrument	2359180
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 628, TAVERNIER, FL 33070-0628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 S AIRPORT RD, TAVERNIER, FL 33070-2426
Investor	Possibly a Property Investor

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	129 1ST RD, KEY LARGO, FL 33037-4843
Document Number	0029701500
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 628 TAVERNIER FL 330700628, TAVERNIER, FL 33070-0628

Mortgage

Document Number	0029701500
Date	Jun 18, 2019
Book Page	002970/001500
Instrument	2225092

Lender

Name	BARRY NEUMANN
Address	15 CORRINE PL, KEY LARGO, FL 33037-4203

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 17, 2022

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$710,878 (+1.31%) Land $312,000 Building $398,878	$710,878 (+1.31%) Land $312,000 Building $398,878
2024	$6,778.00 (+7.3%)
2023	$6,317.00 (+40.5%)	$701,676 (+18.64%) Land $330,000 Building $371,676	$701,676 (+18.64%) Land $330,000 Building $371,676
2022	$4,496.00	$591,430 Land $216,000 Building $375,430	$591,430 Land $216,000 Building $375,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on 1st Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures