127 1st Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 127 1st Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,295 sqft · built 2018
Lot Size0.137 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$475,000 (Aug 2013)
Tax Bill$2,978 (2024)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN00475310-000000

Property Details

APN / Parcel Number

Primary APN00475310-000000
Alternative APNs
  • 11613900475310000000
  • 1582433

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,295 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1582433
Old Parcel Number11613900475310000000
Street Address127 1ST RD
CityKEY LARGO
StateFL
Zip33037-4843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 7 LT 16 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR146-493/494 OR1005-1023 OR1032-1966C OR1113-1486/87 OR1120-1275C OR1138-505
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block7
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1039
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

127 1st Rd is owned by a company that bought it in August 2013.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 628, TAVERNIER, FL 33070-0628
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2013 · Amount on File
Deed SaleAug 1, 2013 · Amount on File
Deed Document Number1944182
Deed Book / Page2642 / 1595
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address127 1ST RD, KEY LARGO, FL 33037-4843
Document Number0029701500
Instrument DateJun 5, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 628 TAVERNIER FL 330700628, TAVERNIER, FL 33070-0628

Mortgage

Document Number0029701500
DateJun 18, 2019
Book Page002970/001500
Instrument2225092
Lender
NameBARRY NEUMANN
Address15 CORRINE PL, KEY LARGO, FL 33037-4203
Agreement
AmountAmount on Record
Term36 Months
DueJun 17, 2022

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$575,524 Land $312,000 Building $263,524$575,524 Land $312,000 Building $263,524
2024$2,978.00 (+8.02%)
2023$2,757.00 (+6.94%)$595,852 (+10.63%) Land $330,000 Building $265,852$595,852 (+10.63%) Land $330,000 Building $265,852
2022$2,578.00$538,593 Land $270,000 Building $268,593$538,593 Land $270,000 Building $268,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 1st Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 1st Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on 1st Rd

Nearby Streets

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