Berrien County property record for 12897 Main St, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1920 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,000 (Jul 2022) |
| Tax Bill | $986 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0003-0002-02-7 |
| Primary APN | 06-0003-0002-02-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,296 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12897 MAIN ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-9148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM AT SW COR FRL SEC 3 T7S R18W TH E 1277.3' TO POB TH N5DEG30'E 209.4' TH E 260.64' TH S 208.44' TH W 280.7' TO POB |
| Legal Range | 18W |
| Legal Township | 07S |
| Legal Section | 03 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20100 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9984 RED BUD TRL, BERRIEN SPRINGS, MI 49103-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2002 · Amount on Record |
| Deed Document Number | 2022357237 |
| Deed Book / Page | 3379 / 1022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 12897 MAIN ST, BUCHANAN, MI 49107-9148 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03219/1101 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 3219/1101 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 8, 2022 |
| Property Address | 12897 MAIN ST, BUCHANAN, MI 49107-9148 |
| Document Number | 03379/1022 |
| Book / Page | 3379 / 1022 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022357237 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12897 MAIN ST, BUCHANAN, MI 49107-9148 |
| Name | Verified Name |
|---|---|
| Address | 9984 RED BUD TRL, BERRIEN SPRINGS, MI 49103-9737 |
| Document Number | 0033791024 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 3379-1024 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Buchanan Township |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,300 (+59.52%) | $120,600 (+59.52%) | |
| 2025 | $986.00 (-34.49%) | ||
| 2023 | $37,800 | $75,600 | |
| 2022 | $1,505.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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