12895 Meseta Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 12895 Meseta Ln, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,131 sqft Living Area
Lot Size6,878 sqft (0.158 acres)
OccupancyOwner Occupied
Last Sale$730,000 (2021)
Tax Bill$10,139.00 (2025)

Property Details

APN / Parcel Number

Primary APN397-411-45-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,131 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area6,878 sqft (0.158 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12895 MESETA LN
CityLAKESIDE
StateCA
Zip92040-4632
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 TR 011766
Legal SubdivisionCOUNTY OF SAN DIEGO TRACT 4539
Legal Tract011766
Legal Block1
Legal Lot Number5
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1001
Census Tract16810

Owner

Source: San Diego County records · APN 397-411-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12895 MESETA LN, LAKESIDE, CA 92040-4632
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 06, 2021Grant Deed, Transfer · Veterans Administration Mortgage
JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 06, 2021 · Amount on Record
Deed SaleJan 06, 2021 · Amount on Record
Prior SaleSep 19, 1991 · Amount on Record
Deed Doc Number20219622
Record RefreshedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 27, 2026
Property Address12895 MESETA LN, LAKESIDE, CA 92040-4632
Document Number0000215067
Instrument DateJul 21, 2026
Instrument2026215067
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$103,767.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12895 MESETA LN, LAKESIDE, CA 92040-4632

Mortgage

Document Number0000215068,
DateJul 27, 2026
Instrument2026215068
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 06, 2021
Property Address12895 MESETA LN, LAKESIDE, CA 92040-4632
Document Number0000009622
Map ReferenceMAP 11765
Instrument DateDec 21, 2020
Instrument2021-0009622
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address12895 MESETA LN, LAKESIDE, CA 92040-4632

Mortgage

Document Number0000009623
DateJan 06, 2021
Instrument2021-0009623
Lender
NameJMJ FINANCIAL GROUP
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$805,973 (+2%) Land $243,331 Building $562,642
2025$10,139.00 (+6.28%) Homeowner's exemption$790,170 (+4.04%) Land $238,560 Building $551,610
2023$9,540.00 (+1.78%) Homeowner's exemption$759,490 Land $229,298 Building $530,192
2022$9,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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