12849 Meseta Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 12849 Meseta Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,131 sqft · built 1989
Lot Size	0.152 acres (6,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$939,000 (Mar 2025)
Tax Bill	$8,001 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`397-411-47-00`

Property Details

APN / Parcel Number

Primary APN	`397-411-47-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,131 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,638 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12849 MESETA LN
City	LAKESIDE
State	CA
Zip	92040-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 TR 011766
Legal Subdivision	SAN DIEGO 4539
Legal Tract	011766
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12849 MESETA LN, LAKESIDE, CA 92040-4632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CABRILLO CU
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Mar 25, 2015 · Amount on Record
Deed Document Number	202567954
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	0000679073
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12849 MESETA LN, LAKESIDE, CA 92040-4632
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12849 MESETA LN, LAKESIDE, CA 92040-4632

Mortgage

Document Number	0000403165
Date	Oct 18, 2022
Instrument	2022-0403165

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 28, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12849 MESETA LN, LAKESIDE, CA 92040-4632
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000661772
Date	Sep 20, 2021
Instrument	2021-0661772

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12849 MESETA LN, LAKESIDE, CA 92040-4632
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12849 MESETA LN, LAKESIDE, CA 92040-4632

Mortgage

Document Number	0000098434
Date	Feb 9, 2021
Instrument	2021-0098434

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12849 MESETA LN, LAKESIDE, CA 92040-4632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178465
Date	Apr 21, 2017
Instrument	2017-0178465

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12849 MESETA LN, LAKESIDE, CA 92040-4632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160628
Date	Mar 30, 2020
Instrument	2020-0160628

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$957,780 (+56.88%) Land $714,000 Building $243,780
2025	$8,001.00 (+6.55%) Homeowner's exemption	$610,527 (+4.04%) Land $186,527 Building $424,000
2023	$7,509.00 (+1.86%) Homeowner's exemption	$586,822 Land $179,285 Building $407,537
2022	$7,372.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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