12892 Sunfield Rd, Sunfield, MI 48890 Property Records

Eaton County property record for 12892 Sunfield Rd, Sunfield, MI 48890

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1953
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Feb 2024)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`01001110013000`

Property Details

APN / Parcel Number

Primary APN	`01001110013000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	20,038 sqft (0.46 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12892 SUNFIELD RD
City	SUNFIELD
State	MI
Zip	48890-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM. 100 FEET N OF SW CORNER OF N 1/2 OF SW 1/4 OF NW 1/4 OF NW 1/4,E 200 FEET, N 100 FEET, W 200 FEET, S 100 FEET TO BEG. SEC.11,T4N,R6W, SUNFIELD TOWNSHIP
Legal Range	06W
Legal Township	04N
Legal Section	10
Jurisdiction	EATON MI
Township / Civil Division	SUNFIELD
Census Block Group	1
Census Block	1038
Census Tract	20700

Owner

12892 Sunfield Rd is owned and occupied by an individual who bought it in February 2024.

Source: Eaton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12892 SUNFIELD RD, SUNFIELD, MI 48890-9003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 8, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2024 · Amount on File
Deed Sale	Feb 8, 2024 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Book / Page	3081 / 46
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	12892 SUNFIELD RD, SUNFIELD, MI 48890-9003
Transaction Type	Mortgage
Record Updated	Jan 5, 2026
Title Company	DIVERSIFIED NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12892 SUNFIELD RD, SUNFIELD, MI 48890-9003

Mortgage

Document Number	003171/315
Date	Dec 23, 2025
Book Page	3171/315

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Feb 8, 2024
Property Address	12892 SUNFIELD RD, SUNFIELD, MI 48890-9003
Document Number	0003081/46
Book / Page	3081 / 46
Instrument Date	Feb 7, 2024
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	BELL TITLE/HASTINGS, BELL TITLE OF HASTINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12892 SUNFIELD RD, CHARLOTTE, MI 48813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 BROOKFIELD RD, CHARLOTTE, MI 48813-8169

Mortgage

Document Number	0030810047
Date	Feb 8, 2024
Instrument	3081-0047

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 10, 2021
Property Address	12892 SUNFIELD RD, SUNFIELD, MI 48890-9003
Document Number	002954/247
Book / Page	2954 / 247
Instrument Date	Jun 9, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12892 SUNFIELD RD, 12892, SUNFIELD, MI 48890-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12892 SUNFIELD RD, SUNFIELD, MI 48890-9003

Mortgage

Document Number	0002954249
Date	Sep 10, 2021
Instrument	2954/249

Lender

Name	PFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12892 Sunfield Rd was $1,845 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Sunfield Township
Unified School District	Lakewood Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,900	$128,312 Land $17,044 Building $111,268
2025	$1,845.00
2023		$40,700	$81,400
2022	$1,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12892 Sunfield Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12892 Sunfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Mercury Fiber.

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