12872 Sunfield Rd, Sunfield, MI 48890 Property Records

Eaton County property record for 12872 Sunfield Rd, Sunfield, MI 48890

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1947
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$26,000 (Apr 2015)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`01001110013500`

Property Details

APN / Parcel Number

Primary APN	`01001110013500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	20,038 sqft (0.46 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12872 SUNFIELD RD
City	SUNFIELD
State	MI
Zip	48890-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM. AT SW CORNER OF N 1/2 OF SW 1/4 OF NW 1/4 OF NW 1/4, E 200 FEET, N 100 FT. W 200 FEET, S 100 FEET TO BEG.SEC.11,T4N,R6W. SUNFIELD TOWNSHIP
Legal Range	06W
Legal Township	04N
Legal Section	10
Jurisdiction	EATON MI
Township / Civil Division	SUNFIELD
Census Block Group	1
Census Block	1038
Census Tract	20700

Owner

12872 Sunfield Rd is owned and occupied by an individual who bought it in April 2015.

Source: Eaton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12872 SUNFIELD RD, SUNFIELD, MI 48890-9003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Dec 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2015 · Amount on File
Deed Sale	Apr 3, 2015 · Amount on File
Deed Book / Page	2563 / 705
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	12872 SUNFIELD RD, SUNFIELD, MI 48890-9003
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12872 SUNFIELD RD, SUNFIELD, MI 48890-9003

Mortgage

Document Number	003080/873
Date	Feb 2, 2024
Book Page	3080/873

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	12872 SUNFIELD RD, SUNFIELD, MI 48890-9003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2677/0817
Date	May 5, 2017
Book Page	2677/0817

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	12872 SUNFIELD RD, SUNFIELD, MI 48890-9003
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2766/1164
Date	Dec 21, 2018
Book Page	2766/1164

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12872 Sunfield Rd was $1,113 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Sunfield Township
Unified School District	Lakewood Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,700	$98,087 Land $12,202 Building $85,885
2025	$1,113.00
2023		$40,100	$80,200
2022	$998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12872 Sunfield Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12872 Sunfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Mercury Fiber.

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