1289 River St, Elko, NV 89801 Property Records

Elko County property record for 1289 River St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,172 sqft · built 1928
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jul 2019)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-374-003`

Property Details

APN / Parcel Number

Primary APN	`001-374-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	1,388 sqft
1st Floor Area	820 sqft
Basement Area	352 sqft
Finished Basement	352 sqft
Interior Walls	Concrete

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	1289 RIVER ST
City	ELKO
State	NV
Zip	89801-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZGI
Legal Description	BALLOUS ADDITION FILE 2,PLUS 1000.00SF PER 423/262,(SOMETIMES REFERRED TO AS BLK XVI OF THE MOBERLY,PLAT) ADDITIONAL SQUARE F
Legal Subdivision	BALLOU ADDITION
Legal Block	15
Legal Lot Number	23
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2010
Census Tract	951300

Owner

Source: Elko County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7755 SW BRACKEN DR, CORNELIUS, OR 97113-6070
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage ELKO FCU
Jul 17, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2019756730
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1289 RIVER ST, ELKO, NV 89801-4029
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000850335
Date	May 30, 2025
Instrument	850335

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jul 17, 2019
Property Address	1289 RIVER ST, ELKO, NV 89801-4029
Document Number	0000756730
Instrument Date	Jul 16, 2019
Instrument	756730
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 ROYAL CREST DR ELKO NV 898014922, ELKO, NV 89801-4922

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Sep 7, 2017
Property Address	1289 RIVER ST, ELKO, NV 89801-4029
Document Number	0000730350
Instrument Date	Nov 26, 2016
Instrument	730350
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 SKYLINE DR ELKO NV 898012553, ELKO, NV 89801-2553

Tax Assessment & Valuation

Source: Elko County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (+18.35%)	$38,963 (+25.58%) Land $12,950 Building $26,013	$111,323 (+25.58%) Land $37,000 Building $74,323
2023	$1,090.00 (+21.25%)	$31,027 (+26.47%) Land $7,350 Building $23,677	$88,649 (+26.47%) Land $21,000 Building $67,649
2022	$899.00	$24,533 Land $7,350 Building $17,183	$70,094 Land $21,000 Building $49,094

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 68% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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