1217 River St, Elko, NV 89801 Property Records

Elko County property record for 1217 River St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,180 sqft · built 1935
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2023)
Tax Bill	$695 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`001-374-006`

Property Details

APN / Parcel Number

Primary APN	`001-374-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	760 sqft
Basement Area	420 sqft
Finished Basement	420 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1217 RIVER ST
City	ELKO
State	NV
Zip	89801-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZGI
Legal Description	BALLOUS ADDITION FILE 2
Legal Subdivision	BALLOU ADDITION
Legal Block	15
Legal Lot Number	17,18
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2010
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	698 LAST CHANCE RD, 2, ELKO, NV 89801-8745
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 16, 2019	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Nov 30, 2012 · Amount on Record
Deed Document Number	2023827008
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0000758113
Record Updated	Oct 29, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 2, 2023
Property Address	1217 RIVER ST, ELKO, NV 89801-4029
Document Number	0000827008
Map Reference	DOC 2
Instrument Date	Oct 2, 2023
Instrument	827008
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	698 LAST CHANCE RD UNIT 2, 2, ELKO, NV 89801-8745

Mortgage

Document Number	0000827009
Date	Oct 2, 2023
Instrument	827009

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Aug 16, 2019
Property Address	1217 RIVER ST, ELKO, NV 89801-4029
Document Number	0000758113
Instrument Date	Aug 5, 2019
Instrument	758113
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3585 BOULDER CRK ELKO NV 898017802, ELKO, NV 89801-7802

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$695.00 (+3.12%)	$27,726 (-0.06%) Land $12,950 Building $14,776	$79,217 (-0.06%) Land $37,000 Building $42,217
2025	$674.00 (+12.9%)	$27,742 (+46%) Land $12,950 Building $14,792	$79,263 (+46%) Land $37,000 Building $42,263
2023	$597.00 (+2.93%)	$19,001 (+15.03%) Land $5,530 Building $13,471	$54,289 (+15.03%) Land $15,800 Building $38,489
2022	$580.00	$16,518 Land $5,530 Building $10,988	$47,194 Land $15,800 Building $31,394

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 68% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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