Saginaw County property record for 12885 Bell Rd, Burt, MI 48417
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,668 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,000 (Nov 2019) |
| Tax Bill | $2,797 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-28-3012-000 |
| Primary APN | 27-10-5-28-3012-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 1,662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 150 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12885 BELL RD |
|---|---|
| City | BURT |
| State | MI |
| Zip | 48417-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 208.75 FT OF S 808.75 FT OF W 208.75 FT OF SW 1/4 OF SW 1/4 -- 1 ACRE SEC 28 T10N R5E |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 13000 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12885 BELL RD, BURT, MI 48417-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI SIMPLE MTG |
| Nov 18, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | Jan 20, 1999 · Amount on Record |
| Deed Document Number | 201928250 |
| Prior Transfer Date | Apr 27, 2000 |
| Prior Transfer Doc | 2176000644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12885 BELL RD, BURT, MI 48417-9771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12885 BELL RD, BURT, MI 48417-9771 |
| Document Number | 0000040086 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021040086 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12885 BELL RD, BURT, MI 48417-9771 |
| Document Number | 0000027778 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6490 LEWIS RD MOUNT MORRIS MI 484582553, MOUNT MORRIS, MI 48458-2553 |
| Document Number | 0000027778 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 27778 |
| Name | SIMPLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48532 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 18, 2019 |
| Property Address | 12885 BELL RD, BURT, MI 48417-9771 |
| Document Number | 0000028250 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 2019028250 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6490 LEWIS RD, MOUNT MORRIS, MI 48458-2553 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,600 (+22.53%) | $213,200 (+22.53%) | |
| 2025 | $2,797.00 (+19.68%) Homeowner's exemption | ||
| 2023 | $87,000 | $174,000 | |
| 2022 | $2,337.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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