12811 Bell Rd, Burt, MI 48417 Property Records

Saginaw County property record for 12811 Bell Rd, Burt, MI 48417

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,504 sqft · built 1995
Lot Size10 acres (436,036 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Nov 2002)
Tax Bill$1,277 (2025)
Deeds & MortgagesAug 2021 Second Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN27-10-5-28-3002-002

Property Details

APN / Parcel Number

Primary APN27-10-5-28-3002-002

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,504 sqft Living Area
1st Floor Area2,504 sqft
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Lot Area436,036 sqft (10 acres)
Garage Area1,417 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area16 sqft
Patio Area483 sqft
Total Buildings9 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12811 BELL RD
CityBURT
StateMI
Zip48417-9771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT A PT 808.79 FT N FROM SW CORN OF SEC 28 TH N 514.45 FT TH E 848 FT TH S 513.78 FT TH W 847.99 FT TO POB 10.01 ACRES SEC 28 T10N R5E
Legal Range05E
Legal Township10N
Legal Section28
JurisdictionSAGINAW MI
Township / Civil DivisionTAYMOUTH
Census Block Group2
Census Block2026
Census Tract13000

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12811 BELL RD, BURT, MI 48417-9771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
GREAT LAKES FCU
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREAT LAKES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2002 · Amount on Record
Deed SaleNov 22, 2002 · Amount on Record
Prior SaleMar 5, 1999 · Amount on Record
Deed Document Number20027110076
Deed Book / Page2234 / 2014
Last Transfer DateJul 30, 2021
Transfer Doc2021027761
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateAug 23, 2021
Property Address12811 BELL RD, BURT, MI 48417-9771
Document Number2021027761
Instrument DateJul 30, 2021
Instrument2021027761
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyMICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12811 BELL RD, BURT, MI 48417-9771

Mortgage

Document Number2021027762
DateAug 23, 2021
Instrument2021027762
Lender
NameGREAT LAKES FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12811 BELL RD, BURT, MI 48417-9771
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016484
DateJul 1, 2020
Instrument2020016484
Lender
NameGREAT LAKES FCU
TypeCredit Union
AddressBAY CITY, MI 48708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTaymouth Township
Unified School DistrictBirch Run Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,200 (+17.7%)$396,400 (+17.7%)
2025$1,277.00 (-58.5%) Homeowner's exemption$168,400 (+17.84%)$336,800 (+17.84%)
2023$142,900$285,800
2022$3,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1985–1986)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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