12881 Millers Mill Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 12881 Millers Mill Rd, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2023)
Tax Bill	$995 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-021-001-40`

Property Details

APN / Parcel Number

Primary APN	`003-021-001-40`

Interior

Full Baths	2 Baths
Building Area	1,456 sqft Building Perimeter
1st Floor Area	1,456 sqft

Exterior

Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	220 ft deep x 160 ft wide
Garage Area	1,112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12881 MILLERS MILL RD
City	CONSTANTINE
State	MI
Zip	49042-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 160 FT OF E 700 FT OF N 220 FT OF NE 1/4 SEC 21 T7S R12W. 0.8 A
Legal Range	12W
Legal Township	07S
Legal Section	21
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	2
Census Block	2041
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12881 MILLERS MILL RD, CONSTANTINE, MI 49042-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Jul 26, 2023	Sheriff's Deed, Foreclosure
May 3, 2018	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	20237463
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 19, 2023
Property Address	12881 MILLERS MILL RD, CONSTANTINE, MI 49042-9626
Document Number	2023007463
Instrument Date	Oct 4, 2023
Instrument	2023007463
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12881 MILLERS MILL RD, CONSTANTINE, MI 49042-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65180 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9698

Mortgage

Document Number	2023007464
Date	Oct 19, 2023
Instrument	2023007464

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	2023007465
Date	Oct 19, 2023
Instrument	2023007465

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 26, 2023
Property Address	12881 MILLERS MILL RD, CONSTANTINE, MI 49042-9626
Document Number	2023005347
Instrument Date	Jul 20, 2023
Instrument	2023005347
Transaction Type	Foreclosure
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2881 MILLERS MILL RD, CONSTANTINE, MI 49042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 E ELWOOD ST, PHOENIX, AZ 85034-7210

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 3, 2018
Property Address	12881 MILLERS MILL RD, CONSTANTINE, MI 49042-9626
Document Number	01914/0040
Book / Page	1914 / 0040
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12881 MILLERS MILL RD, 12881, CONSTANTINE, MI 49042-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70986 LAKEVIEW DR, KALAMAZOO, MI 49009

Mortgage

Document Number	0000191443
Date	May 3, 2018
Instrument	1914/43

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,200 (+32.25%)	$212,400 (+32.25%)
2025	$995.00 Homeowner's exemption
2023		$80,300 Land $8,200 Building $72,100	$160,600 Land $16,400 Building $144,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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