12880 SE State Rte DD, Gower, MO 64454 Property Records

Buchanan County property record for 12880 SE State Rte DD, Gower, MO 64454

Property Summary

Property Type	Rural Home
Details	1,176 sqft · built 1957
Lot Size	7.55 acres (328,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$704,900 (Mar 2026)
Tax Bill	$650 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Construction Loan + 3 more
APN	`19-3.0-08-000-000-004.003`

Property Details

APN / Parcel Number

Primary APN	`19-3.0-08-000-000-004.003`

Interior

Building Area	1,176 sqft Base Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	328,878 sqft (7.55 acres)

Location & Zoning

Street Address	12880 SE STATE ROUTE DD
City	GOWER
State	MO
Zip	64454-8667
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	08-55-33SWSUB: LOT: BLK:LGL DESC:BEG AT NW COR OF SE4 TH S 33.52' TH W 64.90' TO TRUE POB TH S 527.10' TH W 620.06' TH N 520.76' TH E 620.06' TO POB
Legal Range	33W
Legal Township	55N
Legal Section	08
Jurisdiction	BUCHANAN MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1094
Census Tract	2700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 W CARLA ST, SAVANNAH, MO 64485-1942
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK
Mar 19, 2026	Deed of Trust, Mortgage · Construction Mortgage THE NODAWAY VALLEY BANK
Oct 28, 2025	Deed of Trust, Mortgage · VA Mortgage LEADERONE FINANCIAL CORP
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage LEADERONE FINANCIAL CORP
Jun 6, 2023	Warranty Deed, Transfer NOT AVAILABLE, CAMERON TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Oct 15, 2025 · Amount on Record
Deed Document Number	20262046
Deed Book / Page	3816 / 840
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	12880 SE STATE ROUTE DD, GOWER, MO 64454-8667
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12880 SE STATE ROUTE DD, GOWER, MO 64454-8667

Mortgage

Document Number	003816/842
Date	Mar 19, 2026
Book Page	3816/842
Instrument	2026002048

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	12880 SE STATE ROUTE DD, GOWER, MO 64454-8667
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W CARLA ST, SAVANNAH, MO 64485-1942

Mortgage

Document Number	003816/841
Date	Mar 19, 2026
Book Page	3816/841
Instrument	2026002047

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	12880 SE STATE ROUTE DD, GOWER, MO 64454-8667
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W CARLA ST, SAVANNAH, MO 64485-1942

Mortgage

Document Number	003812/935
Date	Oct 28, 2025
Book Page	3812/935
Instrument	2025009012

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	12880 SE STATE ROUTE DD, GOWER, MO 64454-8667
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W CARLA ST, SAVANNAH, MO 64485-1942

Mortgage

Document Number	003812/480
Date	Oct 15, 2025
Book Page	3812/480
Instrument	2025008556

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 6, 2023
Property Address	12880 SE STATE ROUTE DD, GOWER, MO 64454-8667
Document Number	003787/544
Book / Page	3787 / 544
Instrument Date	Jun 6, 2023
Instrument	2023004059
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	NOT AVAILABLE, CAMERON TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12493 SE 135TH RD, GOWER, MO 64454-8360

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+0.15%)	$9,280 (+5.69%) Land $4,220 Building $5,060	$49,670 (+2.96%) Land $23,500 Building $26,170
2024	$649.00 (+2.37%)
2023	$634.00 (+10.65%)	$8,780 (-) Land $4,220 Building $4,560	$48,240 (-) Land $23,500 Building $24,740
2022	$573.00	$8,780 Land $4,220 Building $4,560
2021			$48,240 Land $23,500 Building $24,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY PWSD 1 serves 7,635 people · EPA ID MO1024191
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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