Buchanan County property record for 12435 SE State Rte DD, Gower, MO 64454
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft · built 2014 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,800 (Nov 2006) |
| Tax Bill | $3,445 (2025) |
| Deeds & Mortgages | Mar 2025 Second Mortgage Apr 2024 Mortgage + 3 more |
| APN | 19-3.0-07-000-000-005.002 |
| Primary APN | 19-3.0-07-000-000-005.002 |
|---|
| Building Area | 2,300 sqft Base Area |
|---|---|
| 1st Floor Area | 2,300 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 79,715 sqft (1.83 acres) |
| Street Address | 12435 SE STATE ROUTE DD |
|---|---|
| City | GOWER |
| State | MO |
| Zip | 64454-8645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | 07-55-33NESUB: LOT: BLK:LGL DESC:BEG AT SE COR OF 1/4 SEC TH N 29.15' TO N ROW RT DD TO POB W 246.37' TH ALG R/W CURVE 103.35 |
| Legal Range | 33W |
| Legal Township | 55N |
| Legal Section | 07 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 2700 |
12435 SE State Rte DD is owned and occupied by two individuals who acquired it in July 2019.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2013 | Deed of Trust, Mortgage · Construction Mortgage NODAWAY VALLEY BANK |
| Nov 21, 2006 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BROKERS CONDUIT |
| Jan 19, 2022 | Warranty Deed, Transfer · FHA Mortgage M SQUARED FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2006 · Amount on File |
| Deed Sale | Nov 21, 2006 · Amount on File |
| Deed Document Number | 200617051 |
| Deed Book / Page | 2951 / 299 |
| Last Transfer Date | Jul 30, 2019 |
| Transfer Doc | 0000006294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Document Number | 003805/683 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 3805/683 |
| Instrument | 2025001675 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MORTGAGE CONNECT, MORTGAGECONNECT |
| Name | Verified Name |
|---|---|
| Address | 12435 SE SR DDHWY, GOWER, MO 64454-8645 |
| Document Number | 003796/714 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 3796/714 |
| Instrument | 2024003103 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03429/0995 |
|---|---|
| Date | Sep 25, 2013 |
| Book Page | 3429/0995 |
| Instrument | 2013011844 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Address | MARYVILLE, MO 64468 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Jun 15, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C |
| Name | Verified Name |
|---|
| Document Number | 02951/0301 |
|---|---|
| Date | Nov 21, 2006 |
| Book Page | 2951/0301 |
| Instrument | 2006017052 |
| Name | AMERICAN BROKERS CONDUIT |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 19, 2022 |
| Property Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Document Number | 0003772/31 |
| Book / Page | 3772 / 31 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022000596 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7300 SE 80TH RD, SAINT JOSEPH, MO 64507-7729 |
| Name | Verified Name |
|---|---|
| Address | 12435 SE STATE ROUTE DD, GOWER, MO 64454-8645 |
| Document Number | 2022000792 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022000792 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 12435 SE State Rte DD was $3,445.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | East Buchanan County C-1 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,445.00 | $48,000 Land $4,590 Building $43,410 | $252,630 Land $24,150 Building $228,480 |
| 2024 | $3,445.00 (+5.19%) | ||
| 2023 | $3,275.00 (+10.6%) | $45,330 (-) Land $4,590 Building $40,740 | $238,560 Land $24,150 Building $214,410 |
| 2022 | $2,961.00 | $45,330 Land $4,590 Building $40,740 | |
| 2021 | $238,560 Land $24,150 Building $214,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 12435 SE State Rte DD.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12435 SE State Rte DD is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY PWSD 1 serves 7,635 people · EPA ID MO1024191 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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