12880 Downstream Cir, Orlando, FL 32828 Property Records

Orange County property record for 12880 Downstream Cir, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,020 sqft · built 1992
Lot Size0.121 acres (5,266 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (May 2014)
Tax Bill$3,375 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34-22-31-3785-00-960

Property Details

APN / Parcel Number

Primary APN34-22-31-3785-00-960
Alternative APNs
  • 312234378500960
  • 620381
  • 626685
  • 631484

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,020 sqft Living Area
Gross Area2,441 sqft
1st Floor Area2,020 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,266 sqft (0.121 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area149 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12880 DOWNSTREAM CIR
CityORLANDO
StateFL
Zip32828-9143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionHUCKLEBERRY FIELDS TRACTS N 9 & N 10 UNIT 1 19/138 LOT 96
Legal Range31E
Legal Township22S
Legal Section34
Legal SubdivisionHUCKLEBERRY FIELDS N-9 & N-10 UT 1
Legal TractN
Legal Lot Number96
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group2
Census Block2000
Census Tract16728

Owner

12880 Downstream Cir is owned and occupied by two individuals who bought it in May 2014.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address12880 DOWNSTREAM CIR, ORLANDO, FL 32828-9143
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2014 · Amount on File
Deed SaleMay 20, 2014 · Amount on File
Prior SaleDec 13, 2013 · Amount on File
Deed Document Number2014247584
Deed Book / Page10746 / 7915
Prior Transfer DateDec 11, 2013
Prior Transfer Doc0000653120
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12880 DOWNSTREAM CIR, ORLANDO, FL 32828-9143
Document Number0000673102
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 8, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address12880 DOWNSTREAM CIR ORLANDO FL 328289143, ORLANDO, FL 32828-9143

Mortgage

Document Number0000673102
DateDec 23, 2020
Instrument673102
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12880 Downstream Cir was $3,375, up 5.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,762 (+2.7%)$383,900 (-1.47%) Land $70,000 Building $313,900
2025$3,375.00 (+5.93%) Homeowner's exemption$216,906$389,620 Land $70,000 Building $319,620
2024$3,186.00 (+7.02%)
2023$2,977.00 (+4.27%) Homeowner's exemption$204,653 (+3%)$351,679 (+16.52%) Land $70,000 Building $281,679
2022$2,855.00 Homeowner's exemption$198,692$301,810 Land $65,000 Building $236,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12880 Downstream Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12880 Downstream Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on Downstream Cir

Nearby Streets

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