12872 Downstream Cir, Orlando, FL 32828 Property Records

Orange County property record for 12872 Downstream Cir, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1991
Lot Size	0.122 acres (5,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2025)
Tax Bill	$5,908 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-22-31-3785-00-980`

Property Details

APN / Parcel Number

Primary APN	`34-22-31-3785-00-980`
Alternative APNs	`312234378500980` `620383` `626688` `631486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,149 sqft
1st Floor Area	1,527 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,307 sqft (0.122 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Unfinished Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12872 DOWNSTREAM CIR
City	ORLANDO
State	FL
Zip	32828-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HUCKLEBERRY FIELDS TRACTS N 9 & N 10 UNIT 1 19/138 LOT 98
Legal Range	31E
Legal Township	22S
Legal Section	34
Legal Subdivision	HUCKLEBERRY FIELDS N-9 & N-10 UT 1
Legal Tract	N
Legal Lot Number	98
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2000
Census Tract	16728

Owner

Source: Orange County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12872 DOWNSTREAM CIR, ORLANDO, FL 32828-9143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	2025561768
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 26, 2025
Property Address	12872 DOWNSTREAM CIR, ORLANDO, FL 32828-9143
Document Number	0000561768
Map Reference	MB 19 PG 138-140
Instrument Date	Sep 25, 2025
Instrument	20250561768
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	FIRST INTL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13011 MARSH FERN DR, ORLANDO, FL 32828-7729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12872 DOWNSTREAM CIR, ORLANDO, FL 32828-9143

Mortgage

Document Number	0000561769
Date	Sep 26, 2025
Instrument	20250561769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 22, 2017
Property Address	12872 DOWNSTREAM CIR, ORLANDO, FL 32828-9143
Document Number	0000283322
Map Reference	MB 19 PG 138-140
Instrument Date	May 17, 2017
Instrument	20170283322
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 SCOTT LAKE RD, 950, WATERFORD, MI 48328-2575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12872 DOWNSTREAM CIR, ORLANDO, FL 32828-9143

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,240 (-1.42%) Land $70,000 Building $259,240	$329,240 (-1.42%) Land $70,000 Building $259,240
2025	$5,908.00 (+6.57%)	$333,990 (+10.65%) Land $70,000 Building $263,990	$333,990 (+10.65%) Land $70,000 Building $263,990
2024	$5,544.00 (+12.07%)
2023	$4,947.00 (+11.95%)	$301,835 (+16.12%) Land $70,000 Building $231,835	$301,835 (+16.12%) Land $70,000 Building $231,835
2022	$4,419.00	$259,924 Land $65,000 Building $194,924	$259,924 Land $65,000 Building $194,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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