1288 W Prairie Rd, Midland, MI 48640 Property Records

Midland County property record for 1288 W Prairie Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 860 sqft
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2021)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-015-300-600-00`

Property Details

APN / Parcel Number

Primary APN	`100-015-300-600-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	860 sqft Living Area
1st Floor Area	860 sqft

Exterior

Lot Area	653,400 sqft (15 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1288 W PRAIRIE RD
City	MIDLAND
State	MI
Zip	48640-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-FA
Legal Description	SEC 15 T14N R1W COM AT S 1/4 COR, TH W 497 FT, N 1315.25 FT, E 497 FT, S 1315.83 FT.
Legal Range	01W
Legal Township	14N
Legal Section	15
Jurisdiction	MIDLAND MI
Township / Civil Division	LEE
Census Block Group	2
Census Block	2003
Census Tract	291500

Owner

1288 W Prairie Rd is owned and occupied by an individual who bought it in June 2021.

Source: Midland County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1288 W PRAIRIE RD, MIDLAND, MI 48640-7812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Nov 1, 1994 · Amount on File
Deed Book / Page	1647 / 458
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Jul 28, 2026
Property Address	1288 W PRAIRIE RD, MIDLAND, MI 48640-7812
Document Number	0000007287
Instrument Date	Jul 23, 2026
Instrument	20267287
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 W PRAIRIE RD, MIDLAND, MI 48640-7812

Mortgage

Document Number	0000007287,
Date	Jul 28, 2026
Instrument	20267287

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 30, 2021
Property Address	1288 W PRAIRIE RD, MIDLAND, MI 48640-7812
Document Number	1647/458
Book / Page	1647 / 458
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1288 W PRAIRIE RD, 1288, MIDLAND, MI 48640-7812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 W PRAIRIE RD, MIDLAND, MI 48640-7812

Mortgage

Document Number	1647459
Date	Jun 30, 2021
Instrument	1647/459

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1288 W Prairie Rd was $4,173 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lee Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000	$272,000
2025	$4,173.00
2023		$104,400	$208,800
2022	$3,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1288 W Prairie Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1288 W Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Prairie Rd

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