Midland County property record for 1196 W Prairie Rd, Midland, MI 48640
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,908 sqft |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jan 2025) |
| Tax Bill | $3,942 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-015-400-010-00 |
| Primary APN | 100-015-400-010-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,908 sqft Living Area |
| 1st Floor Area | 2,428 sqft |
| Basement Area | 1,468 sqft |
| Lot Area | 1,089,000 sqft (25 acres) |
|---|---|
| Garage Area | 2,920 sqft |
| Parking Spaces | 10 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1196 W PRAIRIE RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RES-FA |
| Legal Description | SEC 15 T14N R1W COM AT S 1/4 COR, TH N 1320 FT, E990 FT, S 660 FT, W 330 FT, S 660 FT, W 660 FT. |
| Legal Range | 01W |
| Legal Township | 14N |
| Legal Section | 15 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 291500 |
1196 W Prairie Rd, a rural home, is owned and occupied by two individuals who bought it in January 2025.
Source: Midland County records, as of August 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1196 W PRAIRIE RD, MIDLAND, MI 48640-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2025 · Amount on File |
| Deed Sale | Jan 7, 2025 · Amount on File |
| Prior Sale | May 13, 2009 |
| Prior Transfer Date | Jan 2, 2025 |
| Prior Transfer Doc | 002025/119 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1196 W PRAIRIE RD, MIDLAND, MI 48640-7811 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1196 W PRAIRIE RD, MIDLAND, MI 48640-7811 |
| Document Number | 1648/934 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 1648/934 |
| Name | FAMILY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Lee Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,942.00 | $232,600 (+16.07%) | |
| 2023 | $100,200 | $200,400 | |
| 2022 | $3,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1196 W Prairie Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Nov 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1196 W Prairie Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures