1288 Borg Ave, Temperance, MI 48182 Property Records

Monroe County property record for 1288 Borg Ave, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2021)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-252-019-00`

Property Details

APN / Parcel Number

Primary APN	`02-252-019-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1288 BORG AVE
City	TEMPERANCE
State	MI
Zip	48182-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIANT OAKS ESTATES LOT 19
Legal Subdivision	GIANT OAKS ESTATES
Legal Lot Number	19
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	833200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 16, 2018	Warranty Deed, Transfer · Conventional with PMI DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	202120148
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 30, 2021
Property Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607
Document Number	2021R20148
Map Reference	LB 15 PG 27-30
Instrument Date	Jul 26, 2021
Instrument	2021R20148
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1288 BORG AVE, 1288, TEMPERANCE, MI 48182-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607

Mortgage

Document Number	2021R20149
Date	Jul 30, 2021
Instrument	2021R20149

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607

Mortgage

Document Number	2021R08863
Date	Apr 7, 2021
Instrument	2021R08863

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607

Mortgage

Document Number	0000023052
Date	Oct 29, 2020
Instrument	2020R23052

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 16, 2018
Property Address	1288 BORG AVE, TEMPERANCE, MI 48182-2607
Document Number	0000008820
Instrument Date	Apr 24, 2018
Instrument	8820
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,081.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8681 TANGLEWOOD RD TEMPERANCE MI 481829251, TEMPERANCE, MI 48182-9251

Mortgage

Document Number	8948
Date	May 16, 2018
Instrument	8948

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,200 (+44.95%) Land $162,200	$324,400 (+44.95%) Land $324,400
2025	$3,370.00 (-2.38%) Homeowner's exemption
2023	$3,452.00 Homeowner's exemption	$111,900	$223,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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