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1280 Borg Ave, Temperance, MI 48182 Property Records

Monroe County property record for 1280 Borg Ave, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$65,879 (Aug 2026)
Tax Bill$4,102 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN02-252-020-00

Property Details

APN / Parcel Number

Primary APN02-252-020-00

Exterior

Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1280 BORG AVE
CityTEMPERANCE
StateMI
Zip48182-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGIANT OAKS ESTATES LOT 20
Legal SubdivisionGIANT OAKS ESTATES
Legal Lot Number20
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1007
Census Tract833200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1280 BORG AVE, TEMPERANCE, MI 48182-2607
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO
Jan 28, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Prior SaleMar 11, 2015 · Amount on Record
Deed Document Number202614859
Prior Transfer DateJan 25, 2019
Prior Transfer Doc0000001361
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateAug 24, 2026
Property Address1280 BORG AVE, TEMPERANCE, MI 48182-2607
Document Number0000014859
Instrument DateAug 6, 2026
Instrument202614859
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$49,904.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1280 BORG AVE, TEMPERANCE, MI 48182-2607

Mortgage

Document Number0000014860,
DateAug 24, 2026
Instrument202614860
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE MI
Recording DateJan 28, 2019
Property Address1280 BORG AVE, TEMPERANCE, MI 48182-2607
Document Number0000001361
Instrument DateJan 25, 2019
Instrument1361
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1280 BORG AVE TEMPERANCE MI 481822607, TEMPERANCE, MI 48182-2607

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,400 (+40.91%) Land $208,400$416,800 (+40.91%) Land $416,800
2025$4,102.00 (-0.07%) Homeowner's exemption
2023$4,105.00 Homeowner's exemption$147,900$295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable		1,000 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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