Mille Lacs County property record for 12878 97th Ave, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,100 sqft · built 1926 |
| Lot Size | 39.9 acres (1,741,964 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Sep 2024) |
| Tax Bill | $3,788 (2026) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-005-0400 |
| Primary APN | 01-005-0400 |
|---|
| Building Area | 1,100 sqft Living Area |
|---|---|
| Basement Area | 676 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Lot Area | 1,741,964 sqft (39.9 acres) |
| Garage Type | Mixed |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Deck Area | 256 sqft |
| Cabin | 364 sqft |
| Street Address | 12878 97TH AVE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE OF NW SEE 8/15/23 SURVEY 5 37 26 39.99 |
| Legal Range | 26 |
| Legal Township | 37 |
| Legal Section | 05 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | BOGUS BROOK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 170400 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12878 97TH AVE, MILACA, MN 56353-4164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2023 · Amount on Record |
| Deed Document Number | 2024442759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Sep 15, 2023 |
| Property Address | 12878 97TH AVE, MILACA, MN 56353-4164 |
| Document Number | 000A437939 |
| Instrument Date | Aug 21, 2023 |
| Instrument | A437939 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12308 97TH AVE, MILACA, MN 56353-4169 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Bogus Brook Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,788.00 (+52.5%) | $499,200 (+4.11%) Land $187,600 Building $311,600 | $499,200 (+4.11%) Land $187,600 Building $311,600 |
| 2025 | $479,500 (+67.31%) Land $169,200 Building $310,300 | $479,500 (+67.31%) Land $169,200 Building $310,300 | |
| 2023 | $2,484.00 | $286,600 Land $72,000 Building $214,600 | $286,600 Land $72,000 Building $214,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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