12308 97th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12308 97th Ave, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,020 sqft · built 2021
Lot Size	6.51 acres (283,576 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Sep 2021)
Tax Bill	$5,380 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-005-0801`

Property Details

APN / Parcel Number

Primary APN	`01-005-0801`

Interior

Building Area	3,020 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	283,576 sqft (6.51 acres)
Garage Area	2,560 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Shed	1 Shed

Location & Zoning

Street Address	12308 97TH AVE
City	MILACA
State	MN
Zip	56353-4169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 470 FT OF W 600 FT OF S 1/2 OF NE OF SW SEE 11/11/12 SKETCH 5 37 26 6.51
Legal Range	26
Legal Township	37
Legal Section	05
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2011
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 01-005-0801

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12308 97TH AVE, MILACA, MN 56353-4169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Deed of Trust, Mortgage UNITY BANK
Sep 15, 2021	Warranty Deed, Transfer ALL AMERICAN TITLE
Nov 02, 2018	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Nov 02, 2018 · Amount on Record
Deed Document Number	2021426862
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12308 97TH AVE, MILACA, MN 56353-4169
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A450337
Date	Mar 06, 2026
Instrument	A450337

Lender

Name	UNITY BANK
Type	Bank
Address	CROSBY, MN 56441

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 03, 2027

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 15, 2021
Property Address	12308 97TH AVE, MILACA, MN 56353-4169
Document Number	000A426862
Instrument Date	Aug 20, 2021
Instrument	A426862
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	W2528 US HIGHWAY 10, GRANTON, WI 54436-8860

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 02, 2018
Property Address	12308 97TH AVE, MILACA, MN 56353-4169
Document Number	000A408972
Instrument Date	Oct 24, 2018
Instrument	A408972
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$204.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25590 109TH ST NW, ZIMMERMAN, MN 55398-4060

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,380.00 (+260.11%)
2025		$497,600 (+102.77%) Land $106,300 Building $391,300	$497,600 (+102.77%) Land $106,300 Building $391,300
2023	$1,494.00	$245,400 Land $50,200 Building $195,200	$245,400 Land $50,200 Building $195,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 34% of the US · above 62% of Minnesota
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	25 / 3
Frontier	DSL	10 / 1

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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